Q: How do you sue someone to whom you loaned money, have a handwritten signed note from them, and bank statements too?
A:
This sounds like a simple loan (i.e. A loans money to B based on B's promise to pay it back in the future). If the amount loaned was less than $10,000, you can sue in small claims court and present the evidence you have. Small claims court does cost a bit of money, but it isn't much (~$50). You'd then present your evidence (e.g. signed note, bank statement, etc) in court. The borrower would also have the chance to be heard.
If the amount is more than $10,000, then you have to sue in superior court. It costs more money to sue there (~$400) and you will most likely need a lawyer.
Does this borrower have assets or other property that could be sold to repay your loan? If not, then you might have difficulty collecting on any money the courts end up saying the borrower owes you.
Hope that helps.
Andy
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