Milton, FL asked in Foreclosure for Florida

Q: We received a summons of foreclosure, we answered the summons and were ordered to mediation. What happens next.

We want to keep our home but have been misled by our lender for nearly 2 years, they advised us to apply for a loan modification but keep dragging it out and now it appears we wont even be qualified after applying 4 times. We will do whatever we need to do to keep our home. Will mediation do us any good?

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3 Lawyer Answers
Answered
  • Consumer Law Lawyer
  • Florida
  • Licensed in Florida

A: the next step in this convoluted dance is a mediation which isn't really a true mediation, where you will try to get a loan modification with someone who says they have decision making authority but they really don't. Confused? You need a good foreclosure defense lawyer.

Answered
  • Foreclosure Defense Lawyer
  • Deltona, FL
  • Licensed in Florida

A: Go to mediation. It is best to hire an attorney.

PREMIUM
Answered
  • Foreclosure Defense Lawyer
  • Fort Lauderdale, FL
  • Licensed in Florida

A: Unfortunately, foreclosure mediations are usually not fruitful, especially if you do not have an attorney. Many times, the bank will send a representative to the mediation that does not really have authority to settle the case or make any real settlement offers. I strongly recommend that you retain an attorney to defend this foreclosure action and advise you of your options. Many attorneys on here, including myself, offer free initial consultations.

Natalie Guerra-Valdes

(954)764-7878

nvaldes@valdeslawfirmpa.com

www.valdeslawfirmpa.com

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