Tucson, AZ asked in Collections for Arizona

Q: Can i sue a creditor for giving me a credit card (w/o a co-signer) when i was 17 years old in AZ?

I received a solicitation from a bank and was given a credit card without a co-signer. A 3rd party debt collector sued me for the debt years later, and I lost. I represented myself for this case because I couldn't access ANY of my funds to pay an attorney (bank froze my accounts). I still feel that it was (legally and morally) wrong for them to bring a minor into a binding contract, am I wrong? Is it possible to sue a creditor for collecting a minor's CC debt?

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1 Lawyer Answer
Adam Studnicki
Adam Studnicki
Answered
  • Phoenix, AZ
  • Licensed in Arizona

A: Contracts entered into by minors may be voidable in certain situation, and it may be too late here. Talk to a local consumer protection lawyer about your rights and options.

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