Asked in Bankruptcy and Collections for California

Q: What are my options?

If I owe a debt to one creditor and they got judgement on me and a writ of execution was issued but I have had no income. They sold the debt can the new creditor get another writ of execution or is there another process?. I am starting a job soon can I do anything about it before I start

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2 Lawyer Answers
Leonard R. Boyer
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Answered
  • Bankruptcy Lawyer
  • Clifton, NJ

A: Consult a Bankruptcy attorney. By filing for Bankruptcy you will eliminate the writ of execution.

Robert Gambrell
Robert Gambrell
Answered
  • Bankruptcy Lawyer
  • Hernando, MS

A: Short of filing a bankruptcy, there is not a lot that you can do. Once the creditor that now holds the judgment, that creditor can have new writ of garnishment served on your new employer, garnishing 25% of your pay unless California has an exemption that protects more than 75% of your pay. The creditor will not know immediately. Thus, you should take advantage of a free initial consultation with an experienced bankruptcy attorney to find out what your options are.

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