Q: I have been harassed by Green Tree Servicing and I have taped phone conversations how do I sue this company?
In 1999 my husband and I were new first time homeowners and we were contacted by a company called conseco finance and they offered us a home improvement loan to make repairs to our new home. We borrowed $25,000 made repairs and pay them $393 per month. It is now 2014 and we still owe basically what we borrowed 15 years ago. We contacted them about our financial problems of being down to one income due to a layoff and their representative Adam H threatened us with foreclosure and was extremely rude. My husband had to take a job out of state to just make some bills and we explained that we have paid this loan off twice. Because we were new homeowners we had no idea that we would never pay the loan off and that’s all of our payments basically pay the interest on the loan. We had problems paying itin 2011 when my husband got laid off and now i got laid off in January 2014 and we can’t keep up the $393 payments on one income since the unemployment ran out May 2014. We were approved HAMP
A: The remedies that you would have available depend on the terms of the original loan agreement. I would suggest that you contact a Michigan consumer law attorney.
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