They use very deceptive techniques to capture people's money. They do nothing it sounded like they were going to do and used deception to lead you to believe you're going to make a LOT of money, quickly too. Neither... Read more »
Get rich quick schemes are usually too good to be true. The old adage applies: buyer beware. It's difficult to answer your question without more detailed information. By generally, a contract can be voided for fraud or misrepresentation in the making of the contract. Whether that applies to your...Read more »
For the last few years, it's been a nightmare removing the negative inquiries from my credit report. Both Chase and Amazon blame each other. Chase claims they only get their applications electronically, directly from inside Amazon and must process them. Amazon claims there has not been a... Read more »
My son's leased truck was repossessed a few months ago for two missed payments. Ford was unwilling to let my son make the payments and stood firm on the repossession. They have since sold the truck and are suing my son for $8000, the difference between what they say is the value of the truck and... Read more »
In short, yes. An automobile lessor can sue for a deficiency judgment under the lease. If it's in the contract, then that money can be collected in court. If your son wishes to contest the lawsuit, he would need to be able to articulate why he shouldn't be liable to the lessor. Does he have any...Read more »
My husband and I met a Realitor who helped us find a house. We gave her a deposit and app fee. We never heard back from the Agent with an approval or denial. We found out that the money order was cashed, and we still have not received keys, approval, or a denial. Is this illegal? Do we have a... Read more »
It sounds like you're talking about a Realtor who helped you to find a rental home, as opposed to buying. It may not be illegal for the Realtor to cash the check. The Realtor, whether an agent for the landlord or for you, holds the funds in escrow/trust. But if you have not been approved for the...Read more »
Someone created a paypal account using my SSN. Paypal never alerted me to this. They are rude and are still allowing this person to perform transactions under me even after me telling them it is not me. They never investigated this. Been going on since last Oct. 2018
Ex-wife won the house and all debt associated in the divorce but there wasn't a timeline to refinance written in the agreement. I know she has been able to defer payments/remodify without my signature but this last Jan/Feb the loan balance increased by $10,000 and she bought a brand new camper.... Read more »
The divorce decree is binding between you and your ex-spouse, and isn’t binding on the mortgage company. So they have the right to continue reporting the loan as yours, until it’s paid in full. That’s the first part.
But the second part is whether the loan documents you signed...Read more »
They have taken money out of my paycheck and have taken at least six years of my income taxes. How can they take that much money on a card that only had a five hundred dollar credit limit I have paid thousands, this has gone on for eighteen years. Is there anything I can do to stop this
It’s likely that your credit card had a high interest rate, and judgment interest has continued to accrue while the judgment remained unpaid. The maximum judgment interest rate in Michigan is 13%, so that would cause your unpaid judgment to double every 5.5 years. A judgment is good for 10 years...Read more »
Out of curiosity after we bought it, I looked online to see if their photos had the defect before we bought it and I noticed it in their pictures, sadly, we were not notified of it and we did not notice it until later that same day. The defect is the drivers side sliding door that will not close... Read more »
Interested in a particular vehicle at a used car lot but was told I will not be allowed to take the vehicle to another mechanic's location to have the mechanic inspect the vehicle. I need to know if this is legal in Michigan or not.
It may not be illegal, but it should be a red flag to any buyer. Take your business elsewhere.
As always, you get what you pay for. Be sure to talk to a qualified attorney about your specific situation before choosing to rely on any information you get from internet discussion boards, such...Read more »
I am being sued for credit card debt in the state of Michigan. The last payment on the account was made in February 2013. The complaint was filed on September 24th 2018 and they filed an order for alternate service on January 2 2019. I was served February 6th 2019. Michigan's statute of... Read more »
The contract statute of limitations in Michigan is six years. Breach of the contract, and the cause of action arose, at the earliest when you failed to make a monthly payment in March 2013. The suit was filed timely. It’s the time of filing the suit, not service, that counts for statute of...Read more »
If there is some sort of medical hardship language in the lease that says she can, then yes. If not, no. I would think such a provision would be extremely rare in most commercial auto leases. It’s not a risk most commercial lessors would want to take. Please refer to the terms of the lease to be...Read more »
No, it’s not discrimination. You were approved for a loan on your own credit. There appears to be no reason for you to have a co-signer, regardless of who they are, or where they live. There is no right to add other people to loans you’ve already been approved for.
It depends on what your business is selling. But generally, you should refrain from any advertising that is false or misleading, or that makes defamatory comments about your competitors and their products. Beyond that, you’ll need to be specific about the kind of business you’re in before...Read more »
My doctor recommends one of 3 drugs for treatment. He cannot provide pricing but recommends I check prices before he writes the prescription. My insurance cannot provide point of purchase pricing either. The pharmacies will not provide pricing unless I have a written or electronic prescription. My... Read more »
The text of the law doesn't require you to have a prescription before getting a price. The pharmacy's interpretation, while not completely unreasonable, doesn't appear to meet the text or the spirit of the law. My advice would be to contact the Michigan Consumer Protection Division for help, and...Read more »
Bought an old, classic RV. Seller agreed I could leave it in his yard for some time to arrange transport. Agreed to keep my number in case it became a problem. I called in Feb to let him know I still did not know when I could get it. He said it was fine, to call when I could. I again asked him to... Read more »
You don't have a security agreement with the person who has possession of your RV now, so it appears that you don't have the right to self-help repossession. But if you have a tow company that will do it for you nevertheless, then more power to ya.
That said, you can anticipate that if you...Read more »
My contractor took money and did not do or finish jobs. Also found out he took money he claimed to give the subcontractor and didn't give him that money either. I am not over budget and 23 weeks behind. I want to go after the contractor and was told some of what he did was criminal and the police... Read more »
If you are out more than $30,000 due to the contractor’s breach of contract, you’ll need to file suit in circuit court. The district court only covers claims up to $25,000, and small claims only up to $6,000.
As always, you get what you pay for. Be sure to talk to a qualified attorney...Read more »
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