Q: Can I fight a collection if I was never notified of bill being past due. All notifications were mailed to wrong address
Have been put out for collection by HOA over a automatic payment that did not process. HOA sent all correspondence to an old address even tho they had a document saying that all correspondence was to go to the new address. 204 dollars has turned into problem with damage to credit because of no notification. Can i fight and win this and have all collection fees and credit report items removed?
A: While an attorney will have to review the details of your situation, it sounds like you have a viable claim to challenge the collection actions and credit reporting of the alleged debt. Federal and state laws protect consumers from wrongful collection and credit reporting practices.
I recommend speaking to a consumer attorney regarding the details of your situation so you can fully understand your rights. Many consumer attorneys offer free consultations.
**Please note that the above is general information and not subject to an attorney-client relationship or intended to be legal advice.
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