Q: Can I fight a collection if I was never notified of bill being past due. All notifications were mailed to wrong address
Have been put out for collection by HOA over a automatic payment that did not process. HOA sent all correspondence to an old address even tho they had a document saying that all correspondence was to go to the new address. 204 dollars has turned into problem with damage to credit because of no notification. Can i fight and win this and have all collection fees and credit report items removed?
While an attorney will have to review the details of your situation, it sounds like you have a viable claim to challenge the collection actions and credit reporting of the alleged debt. Federal and state laws protect consumers from wrongful collection and credit reporting practices.
I recommend speaking to a consumer attorney regarding the details of your situation so you can fully understand your rights. Many consumer attorneys offer free consultations.
**Please note that the above is general information and not subject to an attorney-client relationship or intended to be legal advice.
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