Stuart Gregory Steingraber's answer The amount of interest a service provider can charge is usually based on state law. Interest on loans may be lower than interest on services or goods sold. Check with a lawyer in your area. Some offer free consultations. Take them up on it.
Timothy Denison's answer Depending on your divorce settlement agreement, you may get some relief in the divorce court. Depending on your financial situation, you might be able to negotiate a settlement of the amount. Also depending on your financial situation, you might be eligible to file bankruptcy and discharge the debt completely. Talk to a competent bankruptcy attorney asap and see what is your best option.
Grant St Julian III's answer If the car is registered to you, you are responsible to the tolls incurred. Did you sell the car or not? Did you execute any documentation regarding the sale? If you have a Bill of Sale, or a contract that proves the date you sold the car, you can show the contract to the North Texas Toll Authority, and they will put the tolls on the purchaser of the car.
Terry Lynn Garrett's answer While your girlfriend can contact a life insurance company directly, the insurance company is only obliged to speak to someone who is named as the beneficiary and presents a death certificate. Similarly, she can present a death certificate to a bank and ask whether there was an account "pay on death" or "joint with right of survivorship" in her name. But there is no general registry.
It is not true that her ex-husband died without a family, even if only second or third or fourth...
Grant St Julian III's answer You are going to have to have someone investigate your specific situation to discover the specific facts, but paying a collection agency means you have entered a plea of guilty on the matter and convictions will be reported to the DPS. Call an attorney first.
Kiele Linroth Pace's answer It sounds like law enforcement's position is that since, back in October, your friend had your EFFECTIVE CONSENT to possess the property (truck) then it doesn't become theft when you later withdraw your consent. By mentioning the demand letter, it seems like they are saying that this is a matter of civil law rather than criminal law.
One indication that the officers don't want to be involved is that they didn't arrest her for Unauthorized Use of a Vehicle. Who could blame them if...
Tammy Lyn Wincott's answer Your probate attorney should be the one to answer this question. Creditors claims must meet certain standards to be considered valid and just because someone says that person owes money doesn't make it true. Again, your attorney should be able to answer this question. Best wishes.
Tammy Lyn Wincott's answer This isn't an easy answer. If there were medicaid payments made, the State may have a claim to part of the estate; however, if both spouses were living in the home, medicaid cannot recover until after the 2nd spouse dies.
I suggest you contact a local probate attorney so that you can explain all the details and they can advise you correctly.
Terry Lynn Garrett's answer No. Texas requires that debts be paid first and that they be paid in a certain order. Contact a local probate attorney to make sure you manage your sister's estate properly.
Peter Munsing's answer Has to work though his lawyer or get another.Something is missing--perhaps your friend heard but didn't want to. There's a criminal charge likely pending--no one gets pretrial detention for no insurance or other issues.
Peter Munsing's answer Who says you owe 10k?Did the girlfriend have newer insurance?Did the old owner's insurance still cover the car?Usually both owner and driver have responsibility.Don't see you being arrested, but issue is can they put a hold on your license.
You need to do a bit more work, and I'd suggest get the advice of an attorney who handles license issues.
Mr. Michael O. Stevens' answer The internet reviews will get you no where. If they did bad work, that is mostly on you as the person who hired them. That said, I would counterclaim as to breach of contract in that the work performed was not of the quality contracted for, in that he breached implied warranties. I would also look to see if the person is licensed as a contractor, as irrigation is often an area that requires a licensed contractor. If he is not licensed, then any contract may be void.
Samuel John Ford's answer While an attorney will have to review the details of your situation, it sounds like you have a viable claim to challenge the collection actions and credit reporting of the alleged debt. Federal and state laws protect consumers from wrongful collection and credit reporting practices.
I recommend speaking to a consumer attorney regarding the details of your situation so you can fully understand your rights. Many consumer attorneys offer free consultations.
Samuel John Ford's answer Generally, if a creditor files suit against you and you do not respond, they can obtain a default judgment against you. Once the creditor has the judgment, they can use it to freeze your bank account, garnish your wages, or execute the judgment against property you own.
You will likely have the best options for handling the situation before suit is filed against you and certainly before the creditor obtains a judgment against you. I recommend speaking to a consumer attorney regarding...
Samuel John Ford's answer They probably could still garnish your wages eventually, but it may be a longer process. To garnish wages on a credit card debt, the creditor would first need to sue you and acquire a judgment against you. If the judgment is in Texas, the creditor would then need to apply for local enforcement of the judgment with a Georgia court. The creditor generally must provide you notice of the application, and you will have the right to object. If you do not respond, the judgment will likely become...
Terrence H Thorgaard's answer It is not clear what you mean by "heckled". Did this person threaten to hurt you? Unless you were reasonably acting to protect yourself from what could reasonably be interpreted as a threat to you of imminent bodily harm, for you to pull a gun could be regarded as an assault with a deadly weapon (whether or not you pointed it at them).
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