Q: I rear ended someone at a light, they drove off and called in a hit and run. What happens now?
We were at a left light, two left lanes, traffic every where. I rear ended them, they jumped out, took pics, refused any communication, and drove across traffic into a parking lot I couldn't see. The entire time I was getting out trying to give them my information they were snapping pics and getting back in their car. I was late getting hubby from work and my daughter from school so I called my insurance and made the claim. They called a hit and run on me yet have not filed a claim. Insurance company says I'm fine but I'm still worried. No damage was caused to either car, and they did look middle eastern of some sort. I don't know if they even spoke English as they wouldn't speak to me, I tried everything I believe I could do safely in the situation. I do have an officer investigating this situation but they called it not me... am I in the wrong?
A:
How do you know they called in a hit and run? If you reported it to your insurance company, and the other party has your vehicle information they will likely eventually report it to your insurer, at which point your insurer will already have notice of the claim because you've set it up. If you also reported it to the proper police department and there is a report on file of what happened, there should be enough information for your insurance company to handle the claim w/o it being a hit and run.
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