Q: Can the bank foreclose on my home, if I'm the only one on the deed and my ex husband is the only one on the mortgage?
I'm in Ohio - Wayne County. When my now ex husband and I bought our home, we were both on the deed but the mortgage was in his name only (my student loans were too high for us both to be on). When we divorced, he quit-claimed the deed to me.
Now he is solo on the mortgage and I am solo on the deed.
I can't keep up with the payments. The breach starts tomorrow (3/1) and the foreclosure process soon after..
A: Regardless of the ownership arrangement, the bank can start foreclosure proceedings if you do not make your payments.
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