I've not lived there in over six years and filed bankruptcy on the loans many years ago. I have no interest in keeping it and was just waiting for it to sell in the sheriff's sale. He wants me to sign a quit claim deed and says he will take care of the rest of the process (paying the taxes and... Read more »
In order to stop the garnishment you may want to consult a bankruptcy attorney about having the debt discharged. On the mortgage you can request assistance from your lender by requesting a loan modification application.
You signed the loan, so you are legally obligated to repay it in full, or the lender can sue you, foreclose, and collect from your assets. If you do not bring the mortgage current by paying the past due amounts, then the lender can foreclose, and you will be named as a defendant. If the property...Read more »
I'm in Ohio - Wayne County. When my now ex husband and I bought our home, we were both on the deed but the mortgage was in his name only (my student loans were too high for us both to be on). When we divorced, he quit-claimed the deed to me.
Now he is solo on the mortgage and I am solo on... Read more »
Regardless of the ownership arrangement, the bank can start foreclosure proceedings if you do not make your payments.
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