house has been listed for sheriff sale 3 times, have filed 2 times, 7 1st then a 13 that was denied conformation. Now I see they are cleaning up things etc. Recorders office shows the mortgage transferred to Wilmington Trust NA, TR. It is a corporate assignment of mortgage document that looks like... Read more »
I am not able to pay the mortgage due to waiting for opers benefits and for his family's attorney to get everything put into my name. i need to know what i can do before our house is taken from us. Was planning on paying off mortgage once i received his opers benefits.
Hi there, this question is missing a bit of important information. If the foreclosure was just filed on June 13, get an attorney to help you defend it. If you filed for bankruptcy which was discharged then the lender can only collect against the property and not you personally. If the lender...Read more »
You may still have to pay rent, but you should begin looking for a new place to live. If the foreclosure just began the house likely won't sell for several months. Were you given a 90-day notice by the owner, and does that breach your lease? Either way, your lease is an independent obligation...Read more »
I've not lived there in over six years and filed bankruptcy on the loans many years ago. I have no interest in keeping it and was just waiting for it to sell in the sheriff's sale. He wants me to sign a quit claim deed and says he will take care of the rest of the process (paying the... Read more »
In order to stop the garnishment you may want to consult a bankruptcy attorney about having the debt discharged. On the mortgage you can request assistance from your lender by requesting a loan modification application.
You signed the loan, so you are legally obligated to repay it in full, or the lender can sue you, foreclose, and collect from your assets. If you do not bring the mortgage current by paying the past due amounts, then the lender can foreclose, and you will be named as a defendant. If the property...Read more »
I'm in Ohio - Wayne County. When my now ex husband and I bought our home, we were both on the deed but the mortgage was in his name only (my student loans were too high for us both to be on). When we divorced, he quit-claimed the deed to me.
Regardless of the ownership arrangement, the bank can start foreclosure proceedings if you do not make your payments.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.