Ohio Foreclosure Questions & Answers

Q: I purchased a house before I married my current husband. Its in contract to sell. He won't sign for it to sell.

1 Answer | Asked in Bankruptcy, Divorce, Foreclosure and Real Estate Law for Ohio on
Answered on Jul 31, 2018
Timothy Denison's answer
File for divorce and get an order to sell the house from the divorce court.

Q: An investor is offering to buy my home (going to sheriff's sale soon). What are the risks?

1 Answer | Asked in Foreclosure and Real Estate Law for Ohio on
Answered on Jan 3, 2018
Joseph Jaap's answer
Advice? Use the Find a Lawyer tab to retain a local real estate attorney to review the offer and advise you. It could be a scam.

Q: I have had a garnishment since 3/20/2015. I have paid $18,641.43 to date. Things were okay until my mother passed away.

1 Answer | Asked in Foreclosure and Civil Litigation for Ohio on
Answered on Jul 7, 2017
Bruce Martin Broyles' answer
In order to stop the garnishment you may want to consult a bankruptcy attorney about having the debt discharged. On the mortgage you can request assistance from your lender by requesting a loan modification application.

Q: I received summons regarding foreclosure on my home. I am currently in a repayment plan with lender. Should I respond?

1 Answer | Asked in Foreclosure for Ohio on
Answered on Mar 8, 2017
Matthew Williams' answer
Yes, do not ignore a summons. It's probably a mistake, but if you ignore it, the court will enter judgment against you.

Q: I've been separated from girlfriend for 6 years. I'm still on mortgage she has been paying, but has defaulted June 2106.

1 Answer | Asked in Bankruptcy, Foreclosure and Real Estate Law for Ohio on
Answered on Feb 13, 2017
Joseph Jaap's answer
You signed the loan, so you are legally obligated to repay it in full, or the lender can sue you, foreclose, and collect from your assets. If you do not bring the mortgage current by paying the past due amounts, then the lender can foreclose, and you will be named as a defendant. If the property is sold at sheriff's sale, and if there are not sufficient sale proceeds to pay the mortgage in full, then the lender can try to collect from you by garnishing your paycheck. You could also file...

Q: Can the bank foreclose on my home, if I'm the only one on the deed and my ex husband is the only one on the mortgage?

1 Answer | Asked in Foreclosure for Ohio on
Answered on Mar 1, 2016
Matthew Williams' answer
Regardless of the ownership arrangement, the bank can start foreclosure proceedings if you do not make your payments.

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