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Ohio Foreclosure Questions & Answers
1 Answer | Asked in Foreclosure for Ohio on
Q: We had a foreclosure 12 years ago the mortgage company went out of business so foreclosure never finished.

Now there is a tax lien. From 2010&2012. Can I sue the county to make them do a tax sale?

Taylor P Waters
Taylor P Waters answered on Aug 10, 2020

To understand correctly, you want to ask the county to sue to foreclose on your property due to the tax lien?

I would call a foreclosure or tax attorney to take a look at your situation.

1 Answer | Asked in Foreclosure and Real Estate Law for Ohio on
Q: im looking for a lawyer who has experience in working in the mortgage overage arena. can someone assist me.
Troy J Doucet Esq.
Troy J Doucet Esq. answered on Apr 17, 2020

Please contact Doucet Gerling at (614) 221-9800.

1 Answer | Asked in Foreclosure for Ohio on
Q: Y would Mission Capital Advisors be doing a deed for homeowner in foreclosure that is listed for sale now Worked it out

house has been listed for sheriff sale 3 times, have filed 2 times, 7 1st then a 13 that was denied conformation. Now I see they are cleaning up things etc. Recorders office shows the mortgage transferred to Wilmington Trust NA, TR. It is a corporate assignment of mortgage document that looks like... Read more »

Taylor P Waters
Taylor P Waters answered on Oct 30, 2019

Maybe. Before a Confirmation of Sale homeowners have a lot of options to save their home. Banks also often assign troubled loans, even while the foreclosure is going on.

1 Answer | Asked in Foreclosure for Ohio on
Q: I'm co-executor of my mom's will, she had a reverse mortgage. They have started foreclosure. Am I liable for anything?

Paperwork has been sent to myself and my brother. He claims we have 28 days to sell the real estate, an auction is set for Nov 6.

Taylor P Waters
Taylor P Waters answered on Oct 30, 2019

You will not be liable as far as your credit goes, they have to provide notices to the heirs in the event you'd like to buy the house or work something else out.

3 Answers | Asked in Estate Planning, Real Estate Law and Foreclosure for Ohio on
Q: I lived with my fiance for 12 yrs. and he passed away on May 31. His house is in mortgage and they want their money.

I am not able to pay the mortgage due to waiting for opers benefits and for his family's attorney to get everything put into my name. i need to know what i can do before our house is taken from us. Was planning on paying off mortgage once i received his opers benefits.

Taylor P Waters
Taylor P Waters answered on Aug 22, 2019

That depends, there are a few ways to delay foreclosure and hold the bank off depending on where you are in the process. It would be difficult to answer without more information.

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1 Answer | Asked in Foreclosure for Ohio on
Q: Facing foreclosure Thursday june 13..did bankruptcy 2 yrs ago...lender want do loan modifications 3 times in 13 yrs..
Taylor P Waters
Taylor P Waters answered on Jul 3, 2019

Hi there, this question is missing a bit of important information. If the foreclosure was just filed on June 13, get an attorney to help you defend it. If you filed for bankruptcy which was discharged then the lender can only collect against the property and not you personally. If the lender... Read more »

1 Answer | Asked in Foreclosure for Ohio on
Q: Rental in foreclosure.

Rental home is in Forexlosure, I paid rent and deposit to move in.forclosurer has started.90 days to leave.Homeowner is trying to collect rent

Taylor P Waters
Taylor P Waters answered on Jul 3, 2019

You may still have to pay rent, but you should begin looking for a new place to live. If the foreclosure just began the house likely won't sell for several months. Were you given a 90-day notice by the owner, and does that breach your lease? Either way, your lease is an independent obligation... Read more »

1 Answer | Asked in Bankruptcy, Divorce, Foreclosure and Real Estate Law for Ohio on
Q: I purchased a house before I married my current husband. Its in contract to sell. He won't sign for it to sell.

My name is the only name on the loan and it is in my previous name as well as the only name on the deed. If he doesn't sign it will foreclose. What options do I have?

Timothy Denison
Timothy Denison answered on Jul 31, 2018

File for divorce and get an order to sell the house from the divorce court.

1 Answer | Asked in Foreclosure and Real Estate Law for Ohio on
Q: An investor is offering to buy my home (going to sheriff's sale soon). What are the risks?

I've not lived there in over six years and filed bankruptcy on the loans many years ago. I have no interest in keeping it and was just waiting for it to sell in the sheriff's sale. He wants me to sign a quit claim deed and says he will take care of the rest of the process (paying the... Read more »

Joseph Jaap
Joseph Jaap answered on Jan 3, 2018

Advice? Use the Find a Lawyer tab to retain a local real estate attorney to review the offer and advise you. It could be a scam.

1 Answer | Asked in Foreclosure and Civil Litigation for Ohio on
Q: I have had a garnishment since 3/20/2015. I have paid $18,641.43 to date. Things were okay until my mother passed away.

She used to help me with bills. I am now two parents behind on my mortgage and do not know where to turn or what to do. Is it possible to have the garnishment stopped or lowered?

Bruce Martin Broyles
Bruce Martin Broyles answered on Jul 7, 2017

In order to stop the garnishment you may want to consult a bankruptcy attorney about having the debt discharged. On the mortgage you can request assistance from your lender by requesting a loan modification application.

1 Answer | Asked in Foreclosure for Ohio on
Q: I received summons regarding foreclosure on my home. I am currently in a repayment plan with lender. Should I respond?

Should I respond to court within 28 days as noted even though I am in a repayment plan?

Matthew Williams
Matthew Williams answered on Mar 8, 2017

Yes, do not ignore a summons. It's probably a mistake, but if you ignore it, the court will enter judgment against you.

1 Answer | Asked in Bankruptcy, Foreclosure and Real Estate Law for Ohio on
Q: I've been separated from girlfriend for 6 years. I'm still on mortgage she has been paying, but has defaulted June 2106.

Now my credit has dropped 200 points. The home is in pre-foreclosure and she has filed for bankruptcy. Will lenders come after my assets? Anything legally I need to do?

Joseph Jaap
Joseph Jaap answered on Feb 13, 2017

You signed the loan, so you are legally obligated to repay it in full, or the lender can sue you, foreclose, and collect from your assets. If you do not bring the mortgage current by paying the past due amounts, then the lender can foreclose, and you will be named as a defendant. If the property... Read more »

1 Answer | Asked in Foreclosure for Ohio on
Q: Can the bank foreclose on my home, if I'm the only one on the deed and my ex husband is the only one on the mortgage?

I'm in Ohio - Wayne County. When my now ex husband and I bought our home, we were both on the deed but the mortgage was in his name only (my student loans were too high for us both to be on). When we divorced, he quit-claimed the deed to me.

Now he is solo on the mortgage and I am... Read more »

Matthew Williams
Matthew Williams answered on Mar 1, 2016

Regardless of the ownership arrangement, the bank can start foreclosure proceedings if you do not make your payments.

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