Is the bankruptcy still open or is it closed? Did you receive a discharge or a dismissal? Is it or was it a Chapter 7 or 13? The first thing I would advise is to talk to your bankruptcy attorney if you had one. You need to sit down with your attorney or another attorney who handles bankruptcy so...Read more »
It's a rooming house in Dayton Ohio and also she has failed to give me a copy of my rental agreement.. After making several request by me and my father the landlord has still failed to give a copy of the written agreement
An Ohio attorney could advise best, but your post remains open for two weeks. You could additionally repost your question in the Landlord-Tenant section. Look for the linked text below the main categories you already posted in that says, "Show More Practice Areas." That opens up more...Read more »
house has been listed for sheriff sale 3 times, have filed 2 times, 7 1st then a 13 that was denied conformation. Now I see they are cleaning up things etc. Recorders office shows the mortgage transferred to Wilmington Trust NA, TR. It is a corporate assignment of mortgage document that looks like... Read more »
I am not able to pay the mortgage due to waiting for opers benefits and for his family's attorney to get everything put into my name. i need to know what i can do before our house is taken from us. Was planning on paying off mortgage once i received his opers benefits.
Hi there, this question is missing a bit of important information. If the foreclosure was just filed on June 13, get an attorney to help you defend it. If you filed for bankruptcy which was discharged then the lender can only collect against the property and not you personally. If the lender...Read more »
You may still have to pay rent, but you should begin looking for a new place to live. If the foreclosure just began the house likely won't sell for several months. Were you given a 90-day notice by the owner, and does that breach your lease? Either way, your lease is an independent obligation...Read more »
I've not lived there in over six years and filed bankruptcy on the loans many years ago. I have no interest in keeping it and was just waiting for it to sell in the sheriff's sale. He wants me to sign a quit claim deed and says he will take care of the rest of the process (paying the... Read more »
In order to stop the garnishment you may want to consult a bankruptcy attorney about having the debt discharged. On the mortgage you can request assistance from your lender by requesting a loan modification application.
You signed the loan, so you are legally obligated to repay it in full, or the lender can sue you, foreclose, and collect from your assets. If you do not bring the mortgage current by paying the past due amounts, then the lender can foreclose, and you will be named as a defendant. If the property...Read more »
I'm in Ohio - Wayne County. When my now ex husband and I bought our home, we were both on the deed but the mortgage was in his name only (my student loans were too high for us both to be on). When we divorced, he quit-claimed the deed to me.
Regardless of the ownership arrangement, the bank can start foreclosure proceedings if you do not make your payments.
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