Q: I was in a car accident and just would like to know if I can receive the PIP money from the policy up front ?
The car I was driving was my moms and under her policy she has 2k per passenger and thats not much. I thought since its not much and we do not have health insurance it may be easier to get a check and go as self pay ? I don't have any other policies that would cover the difference , Is this something we can request before doing anything ? its with USAA and I also have coverage with them myself....thanks so much ( there was not another vehicle involved )
A: Usually the PIP is paid directly to the provider, so unlikely you would get it from USAA up front.
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A: PIP is usually for medical expenses and the PIP benefits are paid directly to the medical providers. Under some policies, PIP will also pay for a certain percentage of the wage loss.
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