Q: Is there anything I can do about a judgment against me even though I was never served papers?
My car payment was 10 days late, when my car was repossessed. The company later got a judgment against me, but I was never served papers and never given the opportunity to defend myself.
A: Yes, there is something you can do. But you have to act quickly. The creditor must properly serve you with the lawsuit before it can get a judgment. If you never were served with the papers, and you did not learn of the lawsuit in time to defend, then you can try to vacate the judgement. Vacating the judgement "erases" the judgment and lets you defend yourself. To do so, you can file a motion, but you should act quickly.
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