Manchester, CT asked in Insurance Bad Faith for Connecticut

Q: Received $3,000 in counterfeit bills for a car sale, insurance company refused to pay the claim.

Tried to sell the car to a potential buyer, but he turned over $3,000 of counterfeit bills and took off with the car very quickly. We called the police immediately and gave him the name of the person. There is now a warrant out for his arrest but the insurance company denied the claim because they said we 'voluntarily' turned over the keys to the car. The car turned up totaled 3 months later - and I've got nothing to show for it. What ever happened to 'good faith' in a transaction and since we ended up with the short end of the stick, I wouldn't call that voluntary according to the dictionary. Do I have a case against the Insurance company. Someone in Illinois had the very same case against the very same insurance company and won - although there was more as stake as it was a $10,000 counterfeit bank check.

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2 Lawyer Answers
Peter N. Munsing
Peter N. Munsing
Answered
  • Wyomissing, PA
  • Licensed in Connecticut

A: You have to look at your policy. The car was taken by theft by deception. Contact a member of the Ct. Trial Lawyers Assn who handles bad faith cases--they give free consultations.

Sally A. Roberts agrees with this answer

Sally A. Roberts
Sally A. Roberts
Answered
  • Insurance Claims Lawyer
  • Hartford, CT
  • Licensed in Connecticut

A: You might - need to review the policy to see what th exclusions are. Contact a local personal injury attorney. The argument would be that theft by deception is a voluntary act.

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