Q: My employee was driving her car while traveling to meet with a client and was in an accident.
Am I on the hook for any of this?
A: Depends on the little details. I would consult an attorney and not answer any questions without representation.
A: Personal injuries sustained by an employee in work-related activities are quite possibly the employer's responsibility under the workers compensation statutes. So you should advise your worker's comp. carrier. Damages to the car are probably not the employer's responsibility unless there is some applicable provision in any employment contract.
A: You need to talk to your workers comp carrier and your auto /general liability carrier. In most states if she is on the job, which includes going to meet clients then you would be.Let the insurances handle each issue.
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