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Questions Answered by Angelo "Tony" Marino Jr.
1 Answer | Asked in Consumer Law, Banking, Divorce and Family Law for Florida on
Q: I had a settlement claim the bank let me deposit it and said it was ok then refused to give it back to me

It was supposed to be made out too separate checks me and the child support division but instead made one check co payable to both i deposited it after asking about it the teller said no problem and they released 200 to me and said it would be released the next day instead they froze my account and... View More

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answered on Jan 20, 2024

Based on your narrative, it is difficult to know exactly what happened and what the check was for. This money seems to come from some domestic matter in Oregon. I suggest you talk to your divorce lawyer or see one to determine what the law is when a check is sent for apparently child support and... View More

1 Answer | Asked in Contracts and Consumer Law for Florida on
Q: I signed a contract for an rv but then some weeks later got a letter saying the loan was not approved At that moment of

I signed a contract for an rv but then some weeks later got a letter saying the loan was not approved At that moment of signing contract i also sold them my car that has a payment still needed. They did not give me any paperwork that i signed with them one being power of attorney

They are... View More

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answered on Oct 25, 2023

The devil is in the details. A lawyer will need to look at the agreement you signed. This sounds like a yo-yo sale, which means they sold you the vehicle and now want to renegotiate the loan. This is an unfair and deceptive trade practice. Very, very seldom is a dealer willing to let a vehicle... View More

2 Answers | Asked in Tax Law, Consumer Law, Contracts and Real Estate Law for Florida on
Q: does the court notify parties if there is a motion to dismiss and give an opportunity for a hearing or does an answer to

a motion to dismiss need to be filed with the court first? thank you

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answered on Oct 24, 2023

The party filing the motion to dismiss must send all parties the motion to dismiss and the notice of hearing. This is usually done on the court's e-portal. Make sure you have signed up with the court's e-portal. If you are not on the e-portal, the other party should send it by mail to you.

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1 Answer | Asked in Consumer Law, Real Estate Law, Tax Law and Municipal Law for Florida on
Q: if a defendant asks for the complaint to be dismissed at the beginning of the answers and setting their defenses is ther

anything that has to be answered to their defenses or proven or do we just move forward to discovery and setting a court date?

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answered on Oct 23, 2023

I am not exactly sure what you are asking. I am assuming that a defendant has moved to dismiss a complaint, but I do not know if the motion was granted. A hearing on the motion to dismiss is heard before a judge. One can respond to the motion to dismiss in writing or just orally at the hearing.... View More

2 Answers | Asked in Consumer Law and Collections for Florida on
Q: Next steps after receiving zombie debt notice

I live in Florida, and received a debt validation notice trying to collect on an alleged debt with a Florida based credit union (presumably alleged credit card debt), saying the "debt is now owned by [collection agency's name]". Notice states their info shows a balance dated April... View More

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answered on Oct 22, 2023

The statute of limitations for written contracts is 5 years in Florida. However, most agreements state in which what state the laws apply to the agreement. Having said that, I am not aware of any state where the statute of limitations exceeds 10 years.

I would send a cease-and-desist...
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2 Answers | Asked in Consumer Law and Contracts for Florida on
Q: Pool builder is asking that we pay for permit to be extended. Purchase agreement states permits & NOC included.

The permit was originally issued 8-13-21 and expired 10-19-2023. The pool contractor contacted me 10-19-2023 asking for the renewal fees to be paid quickly because fees will double 10-24-23. They are blaming us because we had asked that the equipment installation scheduled 6-27-23 to be pushed... View More

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answered on Oct 20, 2023

The question you have to ask yourself is do you want to stand on the contract and possibly have your pool delayed more or do you want to get it completed. It seems that more than 2 years to complete the work is a long time. I do not know what the normal time is in Ft Lauderdale to complete a... View More

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2 Answers | Asked in Consumer Law, Civil Litigation and Car Accidents for Florida on
Q: My wife crashed our car in September 2022, my insurance paid around 24K to a local bodyshop but my car it's not fixed

I already did a police report around 3 weeks ago but nothing has changed, this September 22 will be a year that I am making my car and insurance payments and my main concern is that it is a lease car I have 1 year left and I don't have a car, the repair bodyshop took the money and never fixed my car

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answered on Oct 13, 2023

If your car insurance paid any of the damage to your car, you should contact them and explain to them that your car was not repaired and you want them to contact the body/repair shop to complete the repairs. If that does not work, then I would contact a consumer lawyer in your area. You can go to... View More

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1 Answer | Asked in Consumer Law and Civil Litigation for Florida on
Q: Can I sue a website/app if they don't uphold their own policies?

There's a website/app that deals in auctions. Their most popular auctions are for Trading Card Breaks, which is gambling. In most of these auctions, it works by winning a bid and then getting a sports team randomly selected for you. When all teams are picked for a given sport, they begin to... View More

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answered on Feb 20, 2024

Before I attempt to answer the question, can you provide the website.?

3 Answers | Asked in Consumer Law, Real Estate Law and Tax Law for Florida on
Q: can someone ask for federal tax returns in interogatories in a residential florida property tax case where i am trying

to reduce my just property value? if so how do i object? thank you

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answered on Feb 6, 2024

I agree with the answers given, but add that interrogatories are not the method of obtaining documents. Interrogatories can only ask you to answer questions, not produce documents. A request to produce is the vehicle to obtain documents. I would object on that basis, as well as what has... View More

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1 Answer | Asked in Consumer Law for Florida on
Q: I’m currently working on my credit. I’ve always paid cash for everything. I have a low score. Continues below

Im in debt a little over $14,000. This includes my vehicle which I still owe $8000.00 which I make monthly payments. Do I qualify for bankruptcy. What is my best avenue to correct my credit??

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answered on Feb 1, 2024

I am not a Bankruptcy lawyer, but Bankruptcy will destroy your credit for at least 6 years. You will lose all credit cards and the ability to get credit and buy on credit. Find a way to pay off your bills.

1 Answer | Asked in Consumer Law, Personal Injury, Products Liability and Civil Litigation for Florida on
Q: Q: falsely arrested for GTA in U-Haul rented in my name. Person b4 me didn’t return they reported stolen nvr noti police

Q: falsely arrested for GTA in U-Haul rented in my name. Person b4 me didn’t return they reported stolen nvr noti police

Less than a year ago I was pulled over and arrested for being in possession of a stolen vehicle. I had rented a U-Haul that apparently the people before me never... View More

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answered on Jan 5, 2024

Assuming everything you reported is accurate, you would have a claim against U-Haul, if not others. You need to contact an attorney to handle this.

1 Answer | Asked in Consumer Law for Florida on
Q: WESTLAKE FINANCIAL IS DISCONTINING MY LOAN DUE TO A FIRST PAYMENT THAT WAS LATE BY 15 DAYS. I NEVER SIGNED ANY DOCUMENTS

OR WAS TOLD ABOUT THIS. IT WAS OVERSIGHT AND NOW DEALERSHIP WANTS TO TAKE CAR BACK AFTER ALL THIS . I AM IN FLORIDA BUT CONTRACT IS IN GA. I ALSO PUT DOWN 3K

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answered on Jan 4, 2024

It is a typical Westlake buyback. The dealer's recourse agreement lets Westlake send back a deal if there is a consumer default in the first 90 days.

The dealer is now the secured creditor, and they have to comply with Article 9 (assuming the car was titled in the consumer's name).

1 Answer | Asked in Consumer Law for Florida on
Q: I have been involved in a yoyo dealership scam. It's been 2 months and now they want the car back. The dealerships cont

The dealerships contract says they have 10 days. The bank says the dealership called and canceled the financing after the bank said they had to repair the windshield before they would close the deal

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answered on Dec 11, 2023

If the contract with the dealer says the dealer has 10 days to cancel the agreement and 2 months have passed before it decided to cancel because they did not want to fix the windshield, I think you have a binding agreement. Of course, this answer is based on what you have stated as fact.

2 Answers | Asked in Employment Law and Workers' Compensation for Florida on
Q: I was involve in a roller accident early morning driving a semi due to a blown tire company will not give me details.

I did drug test alcohol test but still was terminated. Trailer roll over I follow all instructions and directions. They still will not tell me why I was terminated. They said it was best to part ways because of insurance liability. I received no tickets. I Had minor left shoulder pain. No tickets... View More

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answered on Dec 4, 2023

You are entitled to workers' compensation benefits if you sought or seek medical attention and are unable to work. You should contract an employment lawyer in your area.

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1 Answer | Asked in Consumer Law and Small Claims for Florida on
Q: How much should I sue for in small claims court for false advertising?

I recently did a program with a company that offers a $1000 prize in a variety of gift cards or in a Paypal or Cash App transfer. They try very hard to avoid paying but I documented and screenshot everything. I have confirmation in writing from their customer service that I wanted to receive my... View More

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answered on Nov 29, 2023

Taking everything as true, you would have a claim for unfair and deceptive trade practices and breach of contract. You can claim $1000 and let the company say it is worth less and let the judge decide. This is a small claims case.

2 Answers | Asked in Consumer Law and Elder Law for Florida on
Q: I have dali lithographs from Center Art Gallery. Are they worth anything?

Purchased Dalis in Honolulu in the 70's/80's also Chagall - Homage to Marc Chagall. Will they appraise?

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answered on Nov 6, 2023

A civil trial lawyer would be the kind of lawyer you need but someone who specializes in gender law. I would call your homeowner's insurance company to see if they will provide a lawyer to represent you.

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1 Answer | Asked in Consumer Law for Florida on
Q: How do i get money back for company that billed me through credit card and debit card
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answered on Oct 31, 2023

I assume you were wrongly billed by a company that used both your credit and debit card. If that is the case, I would first contact your credit card and your debit card company to report the wrongful and illegal charges and that you object to the charges. If that doesn't work, then you should... View More

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