Q: How do I gain access to my husband's checking accounts if he died without a will?
There are two possible answers:
1. Assuming your husband is deceased:
Contact the bank to see what they require. Under some situations, the bank may allow access to a surviving spouse. If this does not work, most banks require a death certificate and/or a document listing the closing of an estate in probate. Some banks require a full court order (rare).
2. Assuming your husband is still alive:
Have you husband make you either a co-signer on the account(s) or establish a right of survivorship to you. Talk to the bank about the requirements and differences of either approach.
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