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If someone wrote me a check and that person forgot to write the date, can I as a recipient write the date myself?
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answered on Apr 13, 2024
If the check writer forgot to date the check, it's generally not advisable for you as the recipient to fill in the date yourself. Here's why:
1. Legal issues: Writing in the date yourself could be considered altering the check, which is illegal in many jurisdictions.
2.... View More 
To start upon acceptance of bid. They called my business associate and said they accepted the proposal he then went down and got a check from the bank that wrote and signed the proposal for. He took the money and for the wro.g equipment for the job and pelht the rest of his money towards his... View More
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answered on Mar 2, 2024
When a bid for a painting job is accepted and payment is made, the expectation is that the funds will be used as agreed upon - to cover expenses related to the job, such as purchasing the right equipment and materials necessary to complete the work. Misappropriating these funds, especially for... View More
To start upon acceptance of bid. They called my business associate and said they accepted the proposal he then went down and got a check from the bank that wrote and signed the proposal for. He took the money and for the wro.g equipment for the job and pelht the rest of his money towards his... View More
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answered on Mar 2, 2024
In the situation you've described, where a business associate accepted a payment on behalf of your business for a painting job and then misused those funds, several legal and ethical issues are at play. Once a bid is accepted and a payment is made, the funds should be used as agreed upon in... View More
A letter was sent to my house about my son’s credit and inquiries. I had him on a credit card as an authorized user which is no longer active. My grandmother open the mail and got concerned because she made him a savings account with a local bank I don’t even have access to and she’s worried... View More
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answered on Feb 5, 2024
No, it is generally not legal for a non-legal guardian to open mail addressed to a minor if they are not the minor's parent or legal guardian. Here are some key points that apply:
- Federal law prohibits the obstruction of mail, which includes opening, destroying, hiding, or stealing... View More
I have been the victim of a severe racketeering organized crime situation. It went on at least 22 years. I am finding a lot of concrete evidence, money laundering using my LLC, TRUSTS, FAKE CONSERVATION COMPANIES, THE BLM HANDED OVER HUNDREDS OF THOUSANDS IN GRANT MONEY, FALCIFIED LOANS,... View More
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answered on Jan 13, 2024
To report a suspected racketeering scheme, especially one as complex as you've described, it's essential to approach the right authorities. Since racketeering often involves multiple legal jurisdictions and can be a federal crime, consider contacting the Federal Bureau of Investigation... View More
I have a suit against one of the biggest banks in the world for making a bank error in a transaction then fronting us money without our knowledge then turning around and causing us financial injury and not only once but twice on two separate accounts. Then I have intuit one of the nations billion... View More
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answered on Dec 15, 2023
To pursue legal action against a bank for causing financial injury, you should consider hiring an attorney with expertise in banking and financial services law, including securities law. Look for a lawyer who has experience in handling cases involving bank errors, unauthorized transactions, and... View More
I received the money in my accounts by regular transfers.
At no time has he stated or written that I have to stay his gf to pay me. Now he writes I have to be his gf to be paid. There is evidence he cheated.
I had said before the argument that I would let him off the hook once I... View More
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answered on Oct 2, 2024
I'm sorry you're going through this difficult situation. Generally, financial support in a personal relationship without a formal agreement can be complicated. If he initially provided support without conditions, changing the terms suddenly may not be enforceable legally, especially if... View More
I fell behind on payments after losing my job.
The payments were towards a leasing agreement for a dog I purchased over a year ago. The amount on the lease was already much higher than the price that was listed on the dog but I didn't find out until after I signed the leasing... View More
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answered on Nov 12, 2023
In Colorado, the legality of repossessing a pet under a lease agreement can be a complex issue. Typically, pets are considered personal property, but repossession of an animal raises ethical and legal questions that are distinct from repossessing inanimate objects. If your lease agreement... View More
Me and moved out but asked my other son to move in and pay rent to him so he could keep up the payments on the loan.. I don't want to live with this son and family either.. can I sell my home and pay off the mortgage with the income from the sale.. I'm 62 years old and in good health but... View More
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answered on Oct 22, 2023
I'm truly sorry to hear about your situation. Generally speaking, if you are the sole owner of the home and there isn't any legal encumbrance preventing a sale, you should be able to sell your home and use the proceeds to pay off any mortgages or liens, including the loan secured by your... View More
I’m 23 years old and needed $600 dollars for some bills I had to pay. I’m barely scraping by how it is. Before this, I had never heard of tribal loans, didn’t even know they existed. I went through withu loans and before I signed the agreement, I was told my APR was 25%. After a couple month,... View More
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answered on Oct 15, 2023
Certainly, it's distressing to hear about such a situation.
Tribal loans operate under the sovereign immunity of their respective tribes, which means they're not subject to state laws that regulate payday loans. This allows some of them to charge exorbitant interest rates.... View More
It's a large motorhome and I have no place to keep it. Can't afford to store it
answered on Sep 6, 2023
In a bankruptcy case, you are given the right to return collateral to the secured lender in exchange for full satisfaction of the secured claim of that lender.
Short of that, the terms of your Security Agreement, with applicable Colorado law, apply.
In particular, what does the... View More
I have a business credit card, and paying off this business credit card is going to take me years. I am okay with declaring bankruptcy on this business credit card and taking the hit to my business credit score as long as the following criteria are assured.
1: My personal credit score must... View More
answered on Jul 27, 2023
The most important element here is whether you personally guaranteed the business debt. If you did, the business bankruptcy won't wipe out your personal obligation to pay that debt. If the business is solely liable for the debt, which is very rare, there isn't any reason your personal... View More
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answered on Mar 2, 2023
If your bank account with Chase has been frozen and you are not given a reason or proof as to why, you should contact Chase's customer service immediately to inquire about the issue. You can also request to speak with a supervisor or a manager who can provide you with more information about... View More
We are still married as the judge continued the divorce until July. I was wondering while we waited, how I can get my money back, as she stopped checks to both my lawyers, leaving them unpaid, and me in a financial burden. I believe she also used my signature to take me off an account, yet not... View More
answered on Jan 26, 2022
You should consult with your existing lawyers re how best to proceed.
they have hacked every phone ..on my sixth phone line ..i now have no money no wheels.. they are hidding everything from and everyone has helped them ... she sold and stole a patent of my and now doing it agian ..its all about money investment property ... i never even knew and now they're try... View More
answered on Nov 4, 2021
Scheduling an appointment with a therapist to help you move past your loss. If you've exhausted all other remedies there's nothing left but to let it go. A professional can assist you with that.
I filed a chapter 7 in 2/2019. It was discharged in 5/2019. During, I tried to reaffirm my auto loan ($48,000) so I could keep my car. Once the bankruptcy was discharged the guy at the bank stops negotiating. He then tells me he can't process the reaffirmation agreement anymore and to fill out... View More
answered on Oct 21, 2020
A Chapter 7 Discharge does not discharge a secured debt, up to the fair market value of the collateral. In other words, your bank has a lien on your car to the extent, and in the amount of, its fair market value.
But if the loan balance is greater than the car's value, so that there... View More
Borrower is a business
answered on Jul 7, 2020
That depends on how the agreement was drafted and the understanding of the Parties involved. The agreement could be written as an open line of credit or a one time loan. Without specific language it will not be clear whether the Parties intended for the future loans to be subject to the current... View More
They are saying I can't becuz she has more account. (Which I have no idea of) they say I need more paperwork than Death Certificate.
Something about CRS 15-12-1201 I don't understand it or Pres. Rep. Paperwork Letters. Testamentary or Letters of administration
What does... View More
answered on Jun 25, 2020
I am truly sorry for your loss.
You may or may not need to go through probate, depending on how much her estate is worth. If it is below the statutory limit, you can do it without probate by using the 15-12-1201 affidavit. If it is over that amount, you will have to do a probate. you should... View More
I have proof that my bank gave legal advice to my ex.
answered on May 14, 2020
First please allow me to inform you that a bank cannot give anyone legal advice; perhaps you meant to say someone working at the bank did?
If so, please know that only lawyers are allowed to give "legal" advice; however, anyone trying to distinguish between legal advice and... View More
He walked out after 17 years together and married for 13 years. I only get $471 after medicare taken out. Left with no notice for me
answered on Jan 13, 2020
If you and your spouse do not agree, the court will have to decide how long. There is a statutory presumption that says maintenance for a 13-year marriage should last 6 1/2 years. however, this is not binding on the court. The judge will have to decide based on all the facts involved.
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