Q: My uncle passed 5yrs ago. Insurance contacted me re. group life ins. I may be entitled to. They wont tell me the amt.
of the potential claim. Before I jump through all of the paper work hoops & pay filing fees, (insurance is asking for a certified copy of 'waiver of administration'). Is there some way to find out how much the claim may be?
A: Probably not. Who was the owner of the policy? Your uncle? If so, then the proceeds are assets of his estate. Because of privacy rules, the insurance company can only release information to someone with proper authority to act on behalf of his estate, i.e. executor or administrator appointed by the probate court. There are simplified procedures for small estates (with fewer forms and lower filing fees) that you can start yourself, to be designated as executor or administrator and perhaps get the insurance company to release the amount of the proceeds. If the proceeds are larger than the limit for small estates, then you would have to convert the estate to the more complicated probate process. Contact a local probate attorney.
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