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Ohio Insurance Bad Faith Questions & Answers

1 Answer | Asked in Car Accidents and Insurance Bad Faith for Ohio on

Q: I was in a car accident 3 years ago. I received $900,000 from the insurance. Capitol First is not allowing access.

Capital First, will only deal with my mother. They act like she has power of attorney over me. My mother is now trying to keep half of my monthly settlement. This was done while I was still suffering from my brain injury. I no longer am, and that was proven by a doctor two years ago. I'm now... Read more »

Timur Akpinar answered on Oct 16, 2018

I don’t practice in Ohio but your question remains open for four weeks. If you were represented by an attorney, it could be worthwhile to ask them to go over the terms of your release and other closing documents for the case.

Tim Akpinar

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Ohio on

Q: What are the consequences of getting in an accident without insurance?

My mom is 70 years old and had let her insurance lapse (I had no idea it had). Apparently it has been a few months. I know that it is illegal to drive without insurance. This had also happened about 7 years ago too. I thought that she was on the straight and narrow and was keeping her insurance... Read more »

Peter N. Munsing answered on May 4, 2018

No jail. I'm assuming you had an accident. The other person or their insurance will ask for her insurance. If she doesn't have any they'll ask her to pay. It may be to her advantage NOT TO MAKE ANY AGREEMENT TO DO SO because she may be "judgement proof." It really makes sense to discuss these... Read more »

1 Answer | Asked in Car Accidents and Insurance Bad Faith for Ohio on

Q: Can an Ohio insurance company raise my rates for a no fault accident? My car was struck while parked and unoccupied

A vehicle covered under my policy was struck while parked at a fast food restaurant. It was unoccupied and my step son was inside the restaurant. My insurance company is raising my rate by 29$ per month because of this. They paid nothing out for this incident, The at fault persons insurance covered... Read more »

Peter N. Munsing answered on Mar 5, 2018

Get them to put in writing why they are doing that. Then file a complaint with the insurance commissioners office.

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Ohio on

Q: Borrowed a family members car was involved in a car accident. Found out the family member did not have car insurance

I borrowed car for 1 day while car was in shop to get to work. I found out after I was in car accident due to black ice hit a parked car On the street who was parked by the curb. that the car I borrowed from a family member did not have insurance. The family member has told me they did have... Read more »

Peter N. Munsing answered on Jan 17, 2018

But you carried insruance that covered you for liability so you should be OK. If you want, get a consult from an attorney who handles citations. Bring proof that you had coverage through your company at the time of the wreck. Notify your company.

1 Answer | Asked in Insurance Bad Faith and White Collar Crime for Ohio on

Q: I was charged with falsification documents and criminal tools. Insurance fraud. Am I going to jail?

The officer said because I cooperated that the judge would keep me out of jail because of that. But I accidently missed my court date and I had to recite myself. So does this mean that I will be taken to jail now?

Matthew Williams answered on Aug 23, 2017

That you missed one time and had to reschedule is not going to have a major impact on the outcome. You really ought to have an attorney for this. Police officers are not very reliable sources of legal advice and often minimize to keep people calm. You need a lawyer familiar with the judge you'll be... Read more »

2 Answers | Asked in Insurance Bad Faith and Probate for Ohio on

Q: My uncle passed 5yrs ago. Insurance contacted me re. group life ins. I may be entitled to. They wont tell me the amt.

of the potential claim. Before I jump through all of the paper work hoops & pay filing fees, (insurance is asking for a certified copy of 'waiver of administration'). Is there some way to find out how much the claim may be?

Joseph Jaap answered on Jan 3, 2017

Probably not. Who was the owner of the policy? Your uncle? If so, then the proceeds are assets of his estate. Because of privacy rules, the insurance company can only release information to someone with proper authority to act on behalf of his estate, i.e. executor or administrator appointed by... Read more »

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1 Answer | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Ohio on

Q: I bought a car for someone . They got in a car accident. They have no insurance.Is it my fault and if so what can happen

Peter N. Munsing answered on Oct 5, 2016

Assuming they are over 18, they are responsible for their wrecks. Question is whose name is it in and if there is insurance,and whose fault the wreck was. If you are on the car as owner then if they were a known risk you may have some exposure not for causing the crash but for giving a car to... Read more »

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