Ohio Insurance Bad Faith Questions & Answers

Q: I was in a car accident 3 years ago. I received $900,000 from the insurance. Capitol First is not allowing access.

1 Answer | Asked in Car Accidents and Insurance Bad Faith for Ohio on
Answered on Oct 16, 2018
Timur Akpinar's answer
I don’t practice in Ohio but your question remains open for four weeks. If you were represented by an attorney, it could be worthwhile to ask them to go over the terms of your release and other closing documents for the case.

Tim Akpinar

Q: What are the consequences of getting in an accident without insurance?

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Ohio on
Answered on May 4, 2018
Peter N. Munsing's answer
No jail. I'm assuming you had an accident. The other person or their insurance will ask for her insurance. If she doesn't have any they'll ask her to pay. It may be to her advantage NOT TO MAKE ANY AGREEMENT TO DO SO because she may be "judgement proof." It really makes sense to discuss these things with an attorney who handles defense of claims, as she and you need to look at what her assets are and aren't, her need for driving etc. But you don't want to jump into negotiations with the...

Q: Can an Ohio insurance company raise my rates for a no fault accident? My car was struck while parked and unoccupied

1 Answer | Asked in Car Accidents and Insurance Bad Faith for Ohio on
Answered on Mar 5, 2018
Peter N. Munsing's answer
Get them to put in writing why they are doing that. Then file a complaint with the insurance commissioners office.

Q: Borrowed a family members car was involved in a car accident. Found out the family member did not have car insurance

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Ohio on
Answered on Jan 17, 2018
Peter N. Munsing's answer
But you carried insruance that covered you for liability so you should be OK. If you want, get a consult from an attorney who handles citations. Bring proof that you had coverage through your company at the time of the wreck. Notify your company.

Q: I was charged with falsification documents and criminal tools. Insurance fraud. Am I going to jail?

1 Answer | Asked in Insurance Bad Faith and White Collar Crime for Ohio on
Answered on Aug 23, 2017
Matthew Williams' answer
That you missed one time and had to reschedule is not going to have a major impact on the outcome. You really ought to have an attorney for this. Police officers are not very reliable sources of legal advice and often minimize to keep people calm. You need a lawyer familiar with the judge you'll be dealing with to make any kind of accurate prediction regarding the potential penalty.

Q: My uncle passed 5yrs ago. Insurance contacted me re. group life ins. I may be entitled to. They wont tell me the amt.

2 Answers | Asked in Insurance Bad Faith and Probate for Ohio on
Answered on Jan 3, 2017
Joseph Jaap's answer
Probably not. Who was the owner of the policy? Your uncle? If so, then the proceeds are assets of his estate. Because of privacy rules, the insurance company can only release information to someone with proper authority to act on behalf of his estate, i.e. executor or administrator appointed by the probate court. There are simplified procedures for small estates (with fewer forms and lower filing fees) that you can start yourself, to be designated as executor or administrator and perhaps...

Q: I bought a car for someone . They got in a car accident. They have no insurance.Is it my fault and if so what can happen

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Ohio on
Answered on Oct 5, 2016
Peter N. Munsing's answer
Assuming they are over 18, they are responsible for their wrecks. Question is whose name is it in and if there is insurance,and whose fault the wreck was. If you are on the car as owner then if they were a known risk you may have some exposure not for causing the crash but for giving a car to someone who is a known terrible driver.

If you aren't the registered owner, assuming they are over 18 you made a gift and that ends it.

If the car is on your policy, that policy covers...

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