Q: Can my wife get an early installment on her SSI so we don't have to take bankruptcy.
She wants to use part of her SSI lump sum amount to get us out of debt with our creditors as the amount owed keeps going up each month. Can a judge order Social Security to pay the installment so we can get out of debt. We want to pay what we owe instead of taking bankruptcy. If we can't pay our creditors soon, we will be forced to take bankruptcy.
A: You may be able to protect the SSI lump sum payment and file bankruptcy to discharge your debts. You could also choose to use your wife's SSI lump sum payment to attempt to settle your debts without the necessity of a court order. If I were eligible to file bankruptcy and protect my SSI payment and still eliminate my debts through bankruptcy, that is the option I would choose.
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