Q: Company that sued in small claims court sold my account. Who do I owe?
Credit card company took me to small claims court for a balance owed. We agreed to terms and that payment is made through the law firm representing them. Lawyer at court instructed me where to send payment. When I called that office they claimed they don't accept payments and to use their website. Website payment accepted, then received notice that payment was declined and I am now in default. Called credit card company and asked if I can pay them directly and they said the account was sold to the firm that was representing them. Court instructions were clear that I owe the PLAINTIFF in the case listed as the credit card company. The law firm representing them (also the ones who apparently now own the account) have not replied to my emails or written correspondence and when asked why I was told, "We are not obligated to answer." If my account was sold, should I not have been made aware of that and given an opportunity to settle with them?
A: The entity that purchased the right to the money would be owed the money from you, but they'd have to provide you written proof of that right. Otherwise you won't know whether they're trying to scam you or not. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law practice website, www.AEesq.com. I practice law in CA, NY, MA, and DC in the following areas of law: Business & Contracts, Criminal Defense, Divorce & Child Custody, and Education Law. This answer does not constitute legal advice; make any predictions, guarantees, or warranties; or create any Attorney-Client relationship.
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