Saint Joseph, MI asked in Bankruptcy for Michigan

Q: I want to file Chapter 7 bankruptcy but have no money. How do I get started.

I have 23,000 in medical bills, plus credit card debt and other outstanding debts. I have been sued. I owe IRS about $500. I no car payment and I rent.

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2 Lawyer Answers
Stuart Nachbar
PREMIUM
Stuart Nachbar
Answered
  • Bankruptcy Lawyer
  • Livingston, NJ

A: Well, you can file Pro Se, but it is difficult. There are pro bono services across the nation as you did not put where you are, and some attorney are cheap if you are a simple 7..Remember to do your credit counseling.

Robert Keyes
Robert Keyes
Answered
  • Bankruptcy Lawyer
  • Ypsilanti, MI
  • Licensed in Michigan

A: Call around. Some attorneys will file for a very low fee and allow you to pay when you can. However in that case the attorney can never ask you about payment just like any other creditor cannot.

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