Clio, MI asked in Estate Planning and Real Estate Law for Michigan

Q: "How long can you live in a foreclosed home in Michigan if you are not owner,this was a reverse mortage

The parent was the owner i just stayed in the home caring for parent ,she died in April the lender has me place adds to try to sell home now they said I cant get 3 month extensions because I'n not the owner and i cant go to court to become such ,foreclose then Sharif sale can i get the 6 mo redemption or what happns after thr sale

1 Lawyer Answer
Kenneth V Zichi
Kenneth V Zichi
Answered
  • Estate Planning Lawyer
  • Fowlerville, MI
  • Licensed in Michigan

A: Why can't you go to probate to change the title of your Mom's house? The reverse mortgage company may well have a claim against the estate, but that doesn't impact YOUR status as an heir/devisee.

You need to have YOUR OWN attorney review the situation. Don't take legal advice from the mortgage company!

Seek out an experienced local probate attorney to determine what (if anything) you should be doing here. There is no 'one size fits all' answer.

-- This answer is offered for informational purposes only and does not constitute legal advice or create an attorney/client relationship.

I am licensed to practice in Michigan only. Please seek competent local legal help if you feel you need legal advice

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