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I am a widow, and I own a house in Michigan that I intended to flip. My husband, who is now deceased, added his daughter to the deed solely for cheaper insurance purposes. I am also on the deed, and I am the sole person on the mortgage. My stepdaughter believes the house is hers and is living... View More

answered on Mar 18, 2025
Your remedies at law will depend upon how the deed is held between you and your step daughter. The 'magic' language in the deed controls how you may be able to proceed in circuit court for a declaratory action of partition. You also may have rights to financial contribution as well.... View More
I am a widow, and I own a house in Michigan that I intended to flip. My husband, who is now deceased, added his daughter to the deed solely for cheaper insurance purposes. I am also on the deed, and I am the sole person on the mortgage. My stepdaughter believes the house is hers and is living... View More

answered on Mar 13, 2025
Partition or partition sale is the name of the legal action to be instituted. However, I don't understand the state of title. Did you and your husband own the property as husband and wife? Did both of you sign the deed to add his daughter to the title? If you both owned it and only he... View More
My brother passed away in December 2024, and I am the personal representative for his estate in Michigan. His wife passed away in 2013. They lived in a home purchased during their marriage, but only his late wife’s name was on the deed. My brother never had the property transferred to his name.... View More

answered on Mar 7, 2025
The Will devise is your source of title. When you are able to sell it during the Probate process, then your Deed will have the devise to you as the derivation of title in the legal description. It should specifically cite the will book, page number and docket number of the Court where it was... View More
My brother passed away in December 2024, and I am the personal representative for his estate in Michigan. His wife passed away in 2013. They lived in a home purchased during their marriage, but only his late wife’s name was on the deed. My brother never had the property transferred to his name.... View More

answered on Mar 8, 2025
You don't 'update' the deed. You probate the will and it looks like you will also need to probate his wife's estate as well. I strongly urge you to consult with a local (to the county where they lived) licensed probate attorney to walk through what steps may be necessary.... View More
I am the personal representative of my brother's estate in Michigan. He purchased a home with his late wife in 2008, who passed away in 2013. The deed is currently under his late wife's name with "estate" noted after it. My brother never had the deed changed to his name. His... View More

answered on Mar 8, 2025
You will need to provide the probate attorney with a copy of the deed. If the language on the deed is drafted properly, then the property interest may not need to be probated. Deeds contain language that has far-reaching consequences, so that is where most attorneys would start, by reviewing the... View More
I purchased my home in Michigan 3 years ago, and there is a utility pole 16 feet onto my property from the end of the public right-of-way. The utility company refuses to relocate the pole, citing its presence before my purchase and an old court precedent. I have contacted the Michigan attorney... View More

answered on Mar 8, 2025
Your attorney will need to review the easement rights of the utility company further. The easement language will control. If this pole was placed there without permission and it is on your property, then you may have to file an action with the court to have it removed.
I am part of a homeowners association for a subdivision with private streets, and we're facing issues with property owners blocking a 33-foot street that is meant for all residents to use. Despite new signs indicating these are community streets, some landowners are preventing access by... View More

answered on Mar 1, 2025
We would need to see the earlier court decision to determine if the homeowners are in violation of the court order. If so, then, if the settlement agreement allows for the court to reopen the matter, an attorney would be able to go back to the earlier court to review the settlement and ask the... View More
If a husband and wife in Michigan jointly own a house and one spouse passes away, what happens if the surviving spouse has enough income to cover the mortgage payments but cannot qualify for the existing mortgage due to loss of income? The mortgage is in both names, there is a little life... View More

answered on Feb 28, 2025
Once the loan has been made and the mortgage granted, "qualification" for the loan is not an issue, provided that the loan is a standard residential mortgage. Some commercial loans, in contrast, have financial covenants that are an ongoing obligation on the part of the business to... View More
If a husband and wife in Michigan jointly own a house and one spouse passes away, what happens if the surviving spouse has enough income to cover the mortgage payments but cannot qualify for the existing mortgage due to loss of income? The mortgage is in both names, there is a little life... View More

answered on Feb 28, 2025
If the couple is jointly on the mortgage, the surviving spouse should continue making the payments under the mortgage agreement. Nothing should change based upon the fact pattern as presented. However, if household income has decreased since the death of a spouse, consider a mortgage modification... View More
I received a refund check for an escrow overage from my mortgage company in August of last year. This was issued before they paid our taxes, leading to a negative balance in the escrow account. Now, they are increasing our monthly payments by over $1500 to cover a $10,000 shortage. We didn't... View More

answered on Feb 27, 2025
Who is 'responsible'?
That depends. Is the accounting accurate and did you receive the money refunded?
Then YOU as the property owner are ultimately 'responsible' to pay the taxes.
Unless the company misapplied the funds or didn't actually refund... View More
I bought a house from a friend through a verbal agreement and paid him $18,000. He was supposed to pay the back taxes, but he didn't fulfill this obligation, and now I'm at risk of losing the house due to unpaid taxes. I also discovered that he didn't own the property nor was it in... View More

answered on Feb 19, 2025
If the conveyance was by a warranty deed, the seller breached one or more warranties and you could sue to enforce the warranties. There may be a claim for breach of contract as well.
The criminal matter should be referred to the police. You could sue him based upon the threats of arson... View More
I bought a house from a friend through a verbal agreement and paid him $18,000. He was supposed to pay the back taxes, but he didn't fulfill this obligation, and now I'm at risk of losing the house due to unpaid taxes. I also discovered that he didn't own the property nor was it in... View More

answered on Feb 19, 2025
OK -- what a mess. If you "bought" a house with a 'verbal agreement', you didn't really buy the house. A sale of Real Estate REQUIRES a written document. Did you even get a deed?
I concur to the extent there are threats of criminal activity, you need to contact the... View More
My husband purchased 10 acres in 2020 and my son was put on the quit Claim deed to protect me, as I could not be put on it living in another state and on disability. My son passed away in September 2024 of ALS. He was married Aug 2023 and now she says half the 10 acres are hers. My husband has... View More

answered on Feb 5, 2025
I'm sorry to hear of the loss of your son, and the mess that this is creating. HOWEVER, without seeing the deed it is impossible to know. This all depends on HOW your son was 'put on the deed'. Was it 'joint owners with full rights of survivorship'? Joint Tenants? Tenants... View More
My husband purchased 10 acres in 2020 and my son was put on the quit Claim deed to protect me, as I could not be put on it living in another state and on disability. My son passed away in September 2024 of ALS. He was married Aug 2023 and now she says half the 10 acres are hers. My husband has... View More

answered on Feb 12, 2025
As Mr. Zichi mentions, this scenario is the reason people should not DIY deeds or estate planning documents, because what is meant to happen is all too often lost in translation.
An attorney needs to ascertain from the deed language whether your son is a joint tenant with rights or... View More
I may be joining a class action suit against mfrs. due to links between this material and ulcerative colitis but don’t want to jeopardize selling my home down the road.

answered on Feb 3, 2025
Michigan law requires disclosure of all 'relevant' information, and indeed, the 'sellers disclosure statement' talks about water tests for private wells and septic systems and requires disclosure. If you report 'no tests' then the buyer can (and should and if they are... View More

answered on Jan 31, 2025
Under Michigan law, a will does not have to be notarized. See MCL 700.2502 for the requirements. It is reprinted below. Having a valid will is the first requirement. You will also need to have the will probated.
700.2502 Execution; witnessed wills; holographic wills.
Sec. 2502.... View More

answered on Feb 1, 2025
Generally speaking, a decedent's will needs to be witnessed by 2 witnesses or have a notary witness the signature. However, if the document was in their own handwriting, signed and then dated, it may be admissable as a will. It still can be challenged for a variety of reasons, such as... View More
I am under contract to purchase a rental property currently in the process of receiving a rental liceance from the city. My purchase agreement stipulates that the rental liceance must be granted before the deal is closed. During pre-purchase inspection, several major structural and health issues... View More

answered on Jan 29, 2025
The purchase agreement that requires the rental license to be granted before closing should also already include a clause for notifying the seller of inspection results and of your satisfaction with said results. If serious issues are found, the seller must either fix them or release the buyer from... View More
Ex girlfriend and I bought a trailer 6 years ago. Both of our names are on the title and the mortgage. She agreed to refinance when it became eligible, 4 years ago. She did not. She has been late on payments (but within the grace period) for a while but recently let the account go 29 days past due.... View More

answered on Jan 19, 2025
This is a contract issue as this relates to a "trailer" and therefore does not come under real estate law. A trailer is not real property and you do not specifiy if the property on which the trailer sits, is yours. Therefore a 'partition action" may not the proper legal... View More

answered on Dec 20, 2024
What does your purchase agreement state? If you had installed the system based upon their request and they now have backed out of the closing, you should be able to demand payment for 'altering' the premises. However, without seeing your written documents, it is difficult to answer.... View More
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