Q: Left our home Sept 2014. Filed BR 2015 and it was discharged 8/2015. When are we no longer considered the homeowner?
Public records show the bank sold the property in 2016. We want to begin the qualification process for buying another home. We also are hoping to get downpayment assistance. Basically we want to know what date is considered the official date that we are no longer the homeowners.
A: Specifically, the date of the recorded CERTIFICATE OF TITLE from the foreclosure sale of your home is the date you were no longer the owner of that property.
A: Official date would be once the certifiCate of title is issued by the Clerk of court to the new purchaser or the bank.
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