Saint Augustine, FL asked in Real Estate Law for Florida

Q: Are the Florida Real Estate Laws and Rules the same through out the state of Florida?

I have an offer on a property I own in St. John County. The offer included that the Seller pay closing costs for Owner's title insurance policy and the Title search. In Miami-Dade County, where I'm originally from the Buyer pays for the Owner's title Insurance and Title Search.

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2 Lawyer Answers
Andy Wayne Williamson
Andy Wayne Williamson
Answered
  • MIramar Beach, FL
  • Licensed in Florida

A: Yes, the laws of Florida apply statewide. The Florida rules of court also apply statewide.

More detail is needed if you are looking for a more detailed answer than this.

Jennifer Isaksen
Jennifer Isaksen
Answered
  • Bushnell, FL
  • Licensed in Florida

A: Typically the Seller pays for the Title Search and Owner's Policy, while the Buyer would pay for the Mortgagee Policy if there is a home loan taken to purchase the property. The only difference I am aware of in Miami-Dade County is the tax rate. Best of luck on your sale! Jennifer

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