Q: Primary mortgage holder in great standings. Home equity load is behind 6 months. Played the refinance game, three times
and one con after another stall, with three denials. They will not even return my phone calls, and nothing formal, of their intentions, when should I call a lawyer ?
A: It sounds like you were trying for a modification and are getting the runaround. A lawyer can assist with that process, but whether you are approved will ultimately depend on your debt to income ratio. If you have too much debt, your better option may be to file bankruptcy. Sounds like you would benefit from a consultation to see what your best options are. Best of Luck! Jennifer
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