Q: How to remove my name off my ex husband's credit cards? how to transfer 401K from ex into my account?
I have been divorced since 2015. Prior to the final divorce proceedings, my lawyer and myself called the credit card companies and made sure my name was off these credit cards. The divorce papers mention to be off all credit cards that previously had me as a joint owner or user. Recently, I discovered under my credit report is another credit card with $8,031 balance which the ex husband charged on it. How is it possible after 2.5 years to just appear on my credit report?
Also, I was rewarded half of his 401 K and would like to switch it onto my account, but Walmart required to make changes or needs more details. Where should I start and how to proceed? The divorce was finalized in Michigan. Do I need to go back there to solve this?
A:
Are you and your ex on speaking terms? If so, you should confront him with this new listing to see what he says. It could be an old card that he thought your name had been removed from, and the error lies with the credit card company itself. If not, you may want to contact the credit reporting agency to report this recent listing as possible ID theft.
As to the 401K, you'll likely need a Michigan lawyer to draft and submit a Qualified Domestic Relations Order (QDRO). This needs to be signed by the judge who did your divorce, and then submitted to Walmart.
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