Q: I own a 79 ford truck. I let a licensed driver borrow it. He let an unlicensed driver drive it and he rolled my truck.
Nobody was injured, thankfully. I only had liability insurance. My question is can I go after the driver for the loss of my truck? I don't know what to do or who to talk to about this. The value is/was $4000.
A: Go after both. Get the police report. Be prepared to show you didn't give permission for a relend as to the actual driver, so it's on driver #1, and that #2 was driving carelessly. Either way they both owe you. If they offer to pay get a judgment note, and especially get copy of their drivers licence, SS#, proof of addresses so if you have to chase them you can track them.
A: You could see if the unlicensed driver was covered under his/her insurance policy or, if this is a minor, perhaps his/her parents' policy. You should be able to go after the driver for the loss of the vehicle, but it is often easier and more successful for you if there is liability insurance coverage available. Also the licensed driver who you granted permission to use the vehicle may have liability insurance that could cover the loss.
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