Q: girlfriend was hit by drunk driver, she went to the hospital insurance hasn't covered all the bills what can she do
insurance co. called her today and offered to settle but she still has problems with neck and shoulder. they want her to accept 1500.00 but have said nothing about paying the bills already incurred. there is also the issued of diminished value to her lease vehicle. any help or directon would be greatly appreciated. I feel that the insurance company is really taking advantage of her.
A: The decision to settle a case depends on a number of factors. Before your girlfriend agrees on anything or has any further discussions with the insurance companies, she should consult with a personal injury attorney. Most personal injury attorneys offer a free consultation. It may be in your girlfriend's best interest to hire an attorney depending on the injuries and insurance coverage available.
A: You should speak to an attorney as soon as possible. The insurance company is not your friend. Your chances at an increased recovery are much greater with an attorney representing you.
A: The best approach is for your girlfriend to speak with a personal injury attorney. Whenever there is a drunk driver involved there is a possibility of punishment or exemplary damages. Insurance companies do not want to try a case to a jury that involves a drunk driver. There's too much risk on the insurance company and their insured. Additionally, it is a mistake to consider settling any personal injury case early before the extent of her injuries are truly known. If she will have more treatment or medical bills in the next few months, it is best to wait until you get a full picture of her injuries and damages before exploring settlement. Please note that personal injury damages are separate from property damages.
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