Riverside, RI asked in Real Estate Law for Rhode Island

Q: Okay I have a situation for you. Well my boyfriend signed a mortgage for my brother and his wife (I know) BAD IDEA. So

behind on the mortgage, the original bebt was for 275.000, I just contacted the mortgage company to find out exactly how far they are behind, waiting for that amount. But gets better, my sister in law is a bit of a nut job, she's a cat hoarder, didn't realize just how bad but I'd say over 30 cats house smells of ammonia which obviously is not good for you, now my brother is sick so I don't know what to do, I was going to call the health dept, but if they were to condemn the house the burden would be on my boyfriend to clean it before he could sell it, than there's eviction, it's crazy. The house was beautiful build in pool, they did sell 1 lot for 90,000 a few yrs ago was supposed to go on loan, now there is another 2 to 3 lots that could be sold, plus the one where the house lies. But seriously you see the problem well problems. I'm just not sure what to do where to turn. Any suggestions?

Thanks

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1 Lawyer Answer

A: Your boyfriend was very kind to guarantee your brother's mortgage. I am sorry your brother is ill. If he sells the property, your brother will be needing a new place to live. If he also owns the other lots you speak of, he can do with them as he wishes. I hope this doesn't strain your relationship with your boyfriend too badly. 30 cats is a bit excessive. Your boyfriend would be well advised to consult with an attorney to assist in the eviction of your brother, his wife, and the cats.

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