Rialto, CA asked in Bankruptcy for California

Q: Can you help me and my spouse file a bankruptcy

I'm on a fixed income

I receive disability

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3 Lawyer Answers

A: You should consult with a bankruptcy attorney in your area. Some folks on limited incomes don't need to file because they are judgment proof - meaning that even if your creditors sue you they can't attach any of your income. This needs to be analyzed in detail with a competent bankruptcy attorney - who should give you a FREE consultation.

A: I agree with my colleague that you may not need to file bankruptcy. With that said, some people who are judgment proof still desire to file in order to avoid creditor harassment. You are located in Rialto which is not too far from the Riverside bankruptcy court where a bankruptcy clinic is held. Please feel free to contact me to discuss. I wish you much success.

A: My colleagues have suggested what I would also suggest - you may be judgment proof and do not need bankruptcy. There are, however, many bankruptcy attorneys who offer a no charge half hour consultation that could go over the details of this option. I urge you to seek that assistance. Although not in your area, I do offer such a consultation should you wish to speak with me on the phone. Good luck.

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