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Questions Answered by William John Light
4 Answers | Asked in Personal Injury, Insurance Bad Faith and Insurance Defense for California on
Q: Can an insurance company ignore my request to settle a 998 offer? I am the defendant.

The insurance company I am under received a 998 offer , it is within my policy limits but they want me to continue to fight the case. I want to settle this case and allow my policy to pay it. Can they ignore my request ,drag this case out to trial? Even though I will suffer the most damage in the... View More

William John Light
William John Light
answered on May 28, 2024

The decision to settle or litigate belongs to the insurance company. If it exposes you to a judgment in excess of your policy limit, it might be responsible to pay the entire amount. You should probably send the adjuster a letter, certified mail, demanding that it, alone, be responsible for any... View More

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2 Answers | Asked in Animal / Dog Law, Car Accidents and Wrongful Death for California on
Q: A train killed my dog. I live next to the train tracks. What can I do

I live in between businesses about 40 feet from the tracks. It was about 9:10 at night I got home for my lunch and let the dogs out to go potty. I went across the tracks to do so and on our walk back we crossed over them again and the train blew its horn maybe ten seconds after I crossed and hit my... View More

William John Light
William John Light
answered on May 23, 2024

How did the train conductor do anything wrong? You had an obligation to have your dog on a leash. The train wasn't invisible, you should have seen it before the whistle blew and moved your dog, which should have been on a leash.

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2 Answers | Asked in Wrongful Death for California on
Q: How do lawyers go about demands in wrongful death cases?

I'm the plaintiff. The defendant killed (drove haphazardly) my mother (a pedestrian), and right now I'm livid and hoping that my lawyer sues him and his insurance carrier for an astronomical amount. What would most likely happen if his insurance limits are low? Currently, his insurance... View More

William John Light
William John Light
answered on Apr 25, 2024

These questions should be answered by your attorney, who is paid for this information. However:

1. Insurance companies don't drop the ball and let their insureds fend for themselves. If that happened, it would be the best possible result for you because some serious consequences for...
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2 Answers | Asked in Car Accidents for California on
Q: My son was driving a rental and was in an accident which caused his death because he flew out the window his airbags ne

His airbags never popped out

William John Light
William John Light
answered on Apr 22, 2024

I am sorry for your loss. Side window air bags might prevent ejection. Seat belts do a better job of that. You may have claims against the vehicle manufacturer, the rental agency, and/or the driver of the other vehicle (if any). This is too complex for analysis on Justia. You will need to... View More

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4 Answers | Asked in Car Accidents for California on
Q: Are there situations where a company's insurance will not cover an employee driver in a company car post accident?
William John Light
William John Light
answered on Apr 1, 2024

One can always conceive of a circumstance in which an insurer may deny coverage. That imagined circumstance may have nothing to do with what is actually happening to you. Even if the employer's insurer refuses to defend or indemnify you, the employer still has an obligation under Labor Code... View More

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2 Answers | Asked in Personal Injury and Medical Malpractice for California on
Q: irrelevant, protected information, not calculated for admissible evidence; calculated to embarrass, annoy, harass.

Response pursuant to CCP § 2031.060 (Motion for protective order

in response to request for authorization of medical records).

Which exactly statute defines criteria for Motion for Protective Order: irrelevant, protected information, not calculated to lead to admissible evidence,... View More

William John Light
William John Light
answered on Mar 30, 2024

You don't need a protective order. From the information in your post, all the defendant did was ask for an authorization. Just say no if the subpoena requests records unrelated to the injuries at issue.

If the defendant issues a subpoena for records unrelated to your injuries, then...
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2 Answers | Asked in Car Accidents for California on
Q: Is my car insurance allowed to provide the other party in attorney if I am at fault?

I was involved in a car accident with a moped, to which I signaled to change the lane and look both ways when suddenly the moped appeared out of nowhere and hit my vehicle. The other party was not a motorcycle licensed driver and was not the owner of the motorcycle or the insured party. The other... View More

William John Light
William John Light
answered on Mar 30, 2024

Your insurance can tell another party to get an attorney, if that happened. Your insurance almost definitely did not assign or direct them to a specific attorney. If that happened, the State Bar and/or Dept. of Insurance might get involved. Your insurance company is responsible to defend you and... View More

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2 Answers | Asked in Car Accidents, Personal Injury and DUI / DWI for California on
Q: Can I get recompensation for a car accident that happened 7 years ago?

I was in a car accident with a couple of friends, my friend (the driver) was under the influence and well we were all under the influence except for one of us, we kept telling the driver to let her drive because she was sober but he wasn't letting her or stopping. Suddenly when he made a left... View More

William John Light
William John Light
answered on Mar 23, 2024

Ordinarily, the statute of limitations is 2 years from the date of the injury.

If you or the driver were under 18 on the date of the injury, the two years began to run on the 18th birthday of either of you.

For certain felony convictions, the statute of limitations is 10 years from...
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4 Answers | Asked in Car Accidents and Legal Malpractice for California on
Q: Is it legal malpractice when a lawyer in an auto injury case doesnt contact the tow yard allowing the car to be sold?

This is after knowing the car was purchased by the person the attorney represents, that they had all credentials inside the vehicle when the accident happend, including the proof of the sale, along with the property of the new owner as they also resided in the car? And that after numerous attempts... View More

William John Light
William John Light
answered on Mar 21, 2024

I respectfully disagree with Mr. Selik. The attorney was representing the injured party in a personal injury case. Not a property damage case. It was not the attorney's duty to preserve or protect the car since he was not hired for that. Further, it does not seem that he could have done... View More

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4 Answers | Asked in Personal Injury for California on
Q: I got injured, my lawyer just sued, and my wife wants nothing to do with it- can defendants force her into a deposition?

This is a high value case in California. She was not there at the time of accident and I have other family members and friends who are willing to do depositions to explain how the injury has greatly affected my life.

My lawyer already explained to her that it looks bad if the wife refuses... View More

William John Light
William John Light
answered on Mar 20, 2024

You wife, religious or not, has to obey court orders, such as subpoenas for her deposition or trial testimony. "Render unto Caesar that things that are Caesar's". Her subpoenaed testimony belongs to Caesar. Subpoenaing a spouse is normal and there is no such thing as a religous... View More

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3 Answers | Asked in Personal Injury, Car Accidents, Civil Litigation and Insurance Bad Faith for California on
Q: Can an insurer my deny injury liability coverage on an active claim if my vehicle was not registered at the time?

I said "I saw a green light for me.", before I turned left. He said "I saw a green light for me.", and went straight. To my best knowledge, there were no cameras and it's just my word and his. He is claiming personal injury. I claim nothing. My insurer wants me to sign an... View More

William John Light
William John Light
answered on Mar 19, 2024

Almost certainly not. A review of your policy terms would have to be completed to be definitive. Your insurer insured the car for the policy period. If the collision occurred during the policy period, the car should be covered. Registration, or failure to register, does not affect the risk to... View More

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3 Answers | Asked in Car Accidents, Insurance Bad Faith, Personal Injury and Health Care Law for California on
Q: Can a car insurance company such as AAA call a hospital to request billing info without you signing anything/release?

I got into a car accident, the party who hit me insurance (AAA) accepted liability after sending them my dash cam footage. I had to go to the ER, I was hesitant because I lost my job 5 months ago and I thought I didn't have health insurance. Three days later I get a notification email saying... View More

William John Light
William John Light
answered on Mar 14, 2024

There might be a violation, but there is no private lawsuit for a HIPAA violation. You might be able to pursue an invaion of privacy lawsuit, but since you gave AAA the hospital bill, it doesn't really seem like your privacy has been violated. You should probably focus on a personal injury... View More

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2 Answers | Asked in Gov & Administrative Law and Municipal Law for California on
Q: If an escooter/bike is on a sidewalk do they have to abide by pedestrian rules?

I read that in California it is legal for a bike or e-scooter to enter a sidewalk when the bike lane is blocked or nonexistent, if they were to enter the sidewalk would they have to abide by pedestrian rules such as not crossing when the no walking sign is up? Also if they were to be hit by a car... View More

William John Light
William John Light
answered on Mar 6, 2024

Who is at fault in a collision depends on a lot more than a pedestrian stop being on. Even if an e-scooter or pedestrian is violating the pedestrian stop, a motorist cannot just run them over. The real answer is, it depends. Did the motorist have a chance to react, slow or stop? Did the... View More

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2 Answers | Asked in Car Accidents and Personal Injury for California on
Q: hit from behind spun 3 times and ended up nose to nose other car was on fire then ours chp wrote wrong info on report

how do i contest the report? it will change the outcome drastically

William John Light
William John Light
answered on Mar 6, 2024

You can write your correction to the CHP and ask that it correct, amend or supplement the report. You can gather your own witness statements and submit them to CHP and/or to the other insurer. You can simply get your car fixed through your own insurance and let it deal with trying to collect from... View More

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4 Answers | Asked in Car Accidents for California on
Q: I only had liability insurance and red-light driver totaled my car. Do I have any rights or ability for reimbursement?
William John Light
William John Light
answered on Feb 29, 2024

You can recover your property damage, your cost of past and future medical care, past and future wage loss, and pain and suffering. The amount will vary depending on your injuries, the available insurance limits of the opposing party, and many other factors.

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4 Answers | Asked in Car Accidents and Insurance Bad Faith for California on
Q: I had an accident my insurance denied my coverage because I was at work now I'm being sued is there anything I can do

I was at work and hit someone from behind after they cut me off and slammed on there brakes. I was on break when it happened and never made it back the insurance didn't cover it because they said I was working. I signed a paper stating I don't work with Uber or a ride sharing company but... View More

William John Light
William John Light
answered on Feb 20, 2024

Under Labor Code section 2802, your employer has to indemnify your expenses incurred while the course and scope of employment. Its insurer should be fixing your car. If you were driving for Uber or other ride share, you may not have been an employee, but an independent contractor. Whether that... View More

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2 Answers | Asked in Animal / Dog Law for California on
Q: My dog pee it was just 3 little drops on a piece of clothing at a pet store do we have to pay for it. No sign or contact
William John Light
William John Light
answered on Feb 16, 2024

You think that you need a sign to tell you that your dog can't pee on merchandise? You destroyed someone else's property through your negligence in controlling your dog. You should have made sure your dog had opportunity to do his business before you brought him into the store. Pay for... View More

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5 Answers | Asked in Personal Injury for California on
Q: What is the normal attorney Fees for personal injury. I was told 331/3 plus 1,000 for each deposition and paper request

Can I request to see the settled amount that in insurance company paid out on the law suit. Is it true that Medi-care needs to be re-embured once the award has been granted? How do I know if I have hired the right honest attorney for personal injury?

William John Light
William John Light
answered on Feb 16, 2024

The fees are what your retainer agreement says. 1/3 to 40%is pretty standard. Costs, like depositions, are not fees. Costs are reimbursed to the attorney. Medi-Cal has a lien on any recovery and must be paid back for any expenses it has paid due to your injuries.

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2 Answers | Asked in Civil Rights, Constitutional Law, Personal Injury and Legal Malpractice for California on
Q: Claim requires tolling provisions, fraud con. + mental disability. Denied rep. due to sol. Isnt that disab discr?

Hit-and-run left me with TBI. This injury has also prevented me from handling this case effectively, timely. On top of that, I was also denied access to police report until criminal sol expired. Report contained vital witness info/statements that identified driver. Keep being denied representation... View More

William John Light
William John Light
answered on Feb 13, 2024

Nothing you have written indicates any of the criteria for tolling. You should have hired an attorney early in the process. Mental incapacity to qualify for tollingis more than a TBI . Unless you were a minor, or the defendant was absent from the state for some period of time, or the Defendant... View More

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4 Answers | Asked in Consumer Law and Arbitration / Mediation Law for California on
Q: I NEED HELP WITH THIS

what are my legal obligations regarding insurance coverage, and what are the consequences if I fail to meet these requirements?

To what extent can the lienholder dictate the specific terms or cost of my insurance coverage? Are there any legal limits to this?

William John Light
William John Light
answered on Feb 6, 2024

Unclear what "legal obligations" to which you refer. By statute, you are required to have automobile insurance. Any other insurance requirements would likely be something to which you agreed by contract. Generally, you have an obligation to comply with your contractual promises,... View More

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