Q: If my spouse files for bankruptcy will it affect my credit?
A: It would if you jointly apply for credit together. Guilt by association. Best to only get credit in your name to avoid this problem. Another problem could be if she had joint debt with you when she alone filed bankruptcy. If she does file bankruptcy, check your credit a few months after her case is over and be sure no mistakes were made to affect your credit as it could occur with you being married and at the same address. If so, you could then dispute the error and have it corrected. Hope it works out. Good luck!
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