Q: This is financial question, How can I get a car repo report off my credit that’s been there for over 5yrs saying I owe ?
It was my daughters car loan , I moved out of state did not know she stop paying it got repo the co . Auctioned it off they sent supposedly all the paperwork to her but went to wrong address I didn’t know if it till a year later couldn’t get any info about it like beginning ending balances or what they sold it for still can get any info from the collection agency nor now the attorneys that have it ?! And can’t get it off my credit that says it was a charge off but I still have a balance owing , tired of going round and round without any answers , it’s been since 2012 what’s the statues on this too ?
A:
There is no way to say for sure without first reviewing the paperwork related to the entire situation.
Also, typically you cannot take a record or event off your credit report. A credit report is a history record. Thus good and bad records will go on your record and they stay there.
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