Lawyers, Answer Questions  & Get Points Log In
Florida Consumer Law Questions & Answers
2 Answers | Asked in Consumer Law, Civil Litigation and Civil Rights for Florida on
Q: My wife suffers from TBI. She suffers from a lack of impulse control. She has been spending money like crazy.

She took a loan out from a high interest loan company. She refuses to give me any details. The loan payback is now up to &10,000. She also put her car up as collateral. They have taken advantage of her disability. We live in Florida. What are the ADA laws against this?

Bruce Alexander Minnick
Bruce Alexander Minnick answered on Aug 11, 2020

The ADA (Americans with Disabilities Act) has nothing to do with your wife's apparent mental condition. Nor am I aware of any other federal or state law that could help you stop your wife's uncontrollable behavior.

View More Answers

2 Answers | Asked in Consumer Law and Contracts for Florida on
Q: Hello I need help confirming a business name that I’ve “registered” and someone is possibly challenging this name

I’ve researched and seems the format I am using wasn’t registered previously “as I have listed” and have processed the necessary paperwork to register at the state level and per fictitious name guidelines as well what can I do if they persist?

Charles M.  Baron
Charles M. Baron answered on Aug 9, 2020

Your inquiry is a bit vague as to whether your corporate name and/or fictitious name are registered with the Fla. Division of Corporations exactly as you intended. That is - does the name appearing on Sunbiz.org match the name you are using? Only names that are registered are protected - that... Read more »

View More Answers

2 Answers | Asked in Consumer Law, Contracts, Criminal Law and Collections for Florida on
Q: I have some legal fines from about 20 years ago that I discovered recently. How can I go about getting these waived?

I have written a letter to the judge with no response.

Henry George Ferro
Henry George Ferro answered on Aug 7, 2020

Pay the fines or hire a lawyer to file the appropriate motions...good luck!

View More Answers

1 Answer | Asked in Banking, Consumer Law and Contracts for Florida on
Q: I need some clarification on Car Bank loans and what my options are here in Florida. How can I send you the information

I need some clarification on Car Bank loans and what my options are here in Florida. I tried to post my questions here but it said I have to many character but you would need to see this information to give any advice, how can I send the detailed messages for proper recommendations?

Phillip William Gunthert
Phillip William Gunthert answered on Aug 5, 2020

You will have to contact and hire and attorney for their hourly fee or for a fixed fee to review the contract and advise you on any questions and issues that you might have related to the contract/purchase/loan, etc.

1 Answer | Asked in Consumer Law for Florida on
Q: Is an arraignment considered a court action?

I am filling out an application for a law enforcement academy. It asks if you or anyone in your immediate family have had a court action taken against them. Im trying to make sure I answer right because if I don't then Ill be disqualified.

Terrence H Thorgaard
Terrence H Thorgaard answered on Jul 24, 2020

If you were charged with a crime and the case was filed in court, that would be a "court action". At some point in that court action, chances are that you were required to attend an "arraignment", which a hearing at which you would have been asked to plead guilty or not guilty.

1 Answer | Asked in Consumer Law and Criminal Law for Florida on
Q: Could a burglary of a vehicle and a a killing outside a vehicle a block radius away be considered felony murder?

My brother is incarcerated for felony murder in the commission of a burglary. The facts if the case is he attempted to steal the car by breaking the ignition when police came he exited the vehicle and escaped that scene. Police was not chasing him. A block radius away he killed someone by a... Read more »

Henry George Ferro
Henry George Ferro answered on Jun 19, 2020

Ultimately that issue is a jury question and the death results during the commission of a felony.

1 Answer | Asked in Consumer Law for Florida on
Q: I was treated unfairly at a funeral home, I had an ongoing lawsuit with the funeral director, can I sue??

The funeral director made me sign over my rights to bury my husband!

Stephen Arnold Black
Stephen Arnold Black answered on Jun 18, 2020

More information is needed to determine if you have a case. In Florida, if a funeral home treats the family of the deceased with lack of compassion, civility and respect in their state of bereavement, then the family has a potential case. These cases are fact specific so you need to discuss the... Read more »

1 Answer | Asked in Consumer Law, Internet Law and Securities Law for Florida on
Q: I believe I am eligible for this 5000$

I was looking at medical sites for a skin cream

as well a 3d render application without Google recommended also you should just know this site po*nhub all my data was saved and when i went back on to the site i was still getting recommended yeah i know of all things i metion is this but i... Read more »

Adam Savett
Adam Savett answered on Jun 9, 2020

This is a brand new case that was just filed last week.

There is no settlement, no judgement, nothing to claim at this point.

Class action cases take time, often 2-5 years from the time they are filed until they are resolved.

And there is no guarantee that the case will be...
Read more »

1 Answer | Asked in Consumer Law and Products Liability for Florida on
Q: I use icognito every day since 2013. And I want to complain against Google too. I need information to do it.
Adam Savett
Adam Savett answered on Jun 8, 2020

This is a brand new case that was just filed last week.

There is no settlement, no judgement, nothing to claim at this point.

Class action cases take time, often 2-5 years from the time they are filed until they are resolved.

And there is no guarantee that the case will be...
Read more »

2 Answers | Asked in Consumer Law and Contracts for Florida on
Q: Can I gift a vehicle to someone else if there is still a loan on it?

I obtained a car loan to purchase a vehicle through my bank. I am still paying off the loan. I have been letting my girlfriend use the vehicle and am now considering gifting the vehicle to her. Is this possible?

Charles M.  Baron
Charles M. Baron answered on Jun 4, 2020

If you happen to be in an arrangement whereby you take title to the vehicle after final payoff, though you may give permission to your g-f to use the vehicle, she cannot take title until you pay off the loan, obtain title, and then convey title to her. Alternatively, if she has decent credit, you... Read more »

View More Answers

2 Answers | Asked in Contracts and Consumer Law for Florida on
Q: Can I get my 50k back from Online Trading Academy ?

i had about gave up untill i seen report of the FTC has brought suet actions for wrong doing. please point me in the right direction.

Charles M.  Baron
Charles M. Baron answered on Jun 4, 2020

You need to be more specific in your inquiry - WHY you seek a refund of your $50K. Did they take your money and give you absolutely nothing in return? Did they give anything at all in return? Did you demand your money back? If so, did they respond in any way? And what report did you see? I... Read more »

View More Answers

1 Answer | Asked in Civil Litigation, Contracts, Consumer Law and Insurance Bad Faith for Florida on
Q: public adjuster Terms of engagement violation affect on validity of service agreement? Florida statute 626.8796

adjuster solicitation via email no license no and name not same as licensed name

Terrence H Thorgaard
Terrence H Thorgaard answered on May 30, 2020

You might get an answer if you use sentences and ask a question.

1 Answer | Asked in Consumer Law, Contracts, Products Liability and Gaming for Florida on
Q: Can I sue a scam app???

If an app advertises winning real money, and they really don’t pay out to anybody, would that be a good reason to sue for false advertising. Especially if someone spent money on in game purchases and got nothing out of it?

Jonathan E. May
Jonathan E. May answered on May 28, 2020

It appears very likely that they were committing fraud and you were damaged by that fraud. I encourage you to sue them and report them to police authorities.

2 Answers | Asked in Banking, Civil Litigation, Consumer Law and Gov & Administrative Law for Florida on
Q: what are my options once contract signed for car loan process, same day dealer drop price and continued advertising new

After singing and in processing used car loan agreement contract, in the same day local tampa bay dealer drop car price continue advertising price drop. Am I entitled to new car price drop, even loan contract signed,send forbank approval?? what are my options. Thanks,

Bruce Alexander Minnick
Bruce Alexander Minnick answered on May 27, 2020

The (amazing) fact that the dealer lowered the price on the same used car that you were purchasing that same day has nothing to do with your transaction. The written contract you signed was complete when signed.

View More Answers

1 Answer | Asked in Consumer Law, Criminal Law, Family Law and Constitutional Law for Florida on
Q: Hi I had a question about my rent during this time.

My landlord is doing some shady things I live in a apartment complex ran by a slumlord and I looked into the cares act and know that I cannot be evicted for the 120 day period due to the loan being federally backed, they also are legal not allowed to charge late fees to my understanding, or send... Read more »

Bruce Alexander Minnick
Bruce Alexander Minnick answered on May 6, 2020

From what you relate it could be possible that one or more of your neighbors have cause to seek legal assistance; but you state no facts about yourself, so I cannot answer.

2 Answers | Asked in Business Law and Consumer Law for Florida on
Q: Event was postponed to 2021. Based on festival terms, it can be postponed without a refund. What said US law about this?

My bank rejected my chargeback based on the festival host t&c. I'm not a USA citizen. I live in Europe.

Stephen Arnold Black
Stephen Arnold Black answered on May 4, 2020

Parties to a contract have the right to negotiate terms relating to unforeseen events; and how any risks associated with said events would be assumed by the parties. That being said you should retain counsel to fully review the contract to determine your rights and make attempts to negotiate a... Read more »

View More Answers

1 Answer | Asked in Consumer Law for Florida on
Q: I filled out A Florida fact information sheet two months ago sent certified mail.The lawyer request another fact sheet.

They sent the same paperwork they sent the first time does the judge need to approve additional request or can they send a request every two month?

Can I send the original fact information sheet if nothings changed? Sending the same fact information sheet every 2 month seems unreasonable... Read more »

Terrence H Thorgaard
Terrence H Thorgaard answered on May 2, 2020

if the judgment required you to complete a fact information sheet, you have done so. If they want more they need to get another court order to that effect.

3 Answers | Asked in Consumer Law, Contracts and Criminal Law for Florida on
Q: Can I bring criminal charges against a company for theft for not returning my deposit?

The company is located in Florida; I am located in Texas. I sent in a deposit and 2 days later, I called to cancel. The company confirmed they would return my money but to date, I haven't seen a penny after 30 business days. Can criminal charges be brought on the individual/owner for theft.

Jonathan Blecher
Jonathan Blecher answered on Apr 24, 2020

This sounds like a civil matter, and unless an unreasonable amount of time passes, with no reply, you could consider filing a police report. However, you should exhaust your civil remedies first.

View More Answers

1 Answer | Asked in Consumer Law and Products Liability for Florida on
Q: Practically new oil filter gasket came loose and caused engine damage... how to proceed?

My daughter recently had a major repair done to her car in Colorado. They also did an oil change. She drove to Florida with no problems. During some in-town driving in Florida, her car suddenly lost power, the door locks and radio controls were not working properly and it seemed to be an electrical... Read more »

Terrence H Thorgaard
Terrence H Thorgaard answered on Apr 15, 2020

Yes, contact an attorney in Colorado; the case would probably have to be brought there.

1 Answer | Asked in Consumer Law and Child Support for Florida on
Q: So if I have two baby mothers and the second one files first does she get majority?

The second one filed a paternity test against me it’s not set in stone yet that the baby is mines I am not on child support with my first baby mother which we have two kids together I want to know if the baby is mines should I have my first baby mother apply so the second doesn’t take all the money

Terrence H Thorgaard
Terrence H Thorgaard answered on Apr 13, 2020

In calculating the amount of child support you will be required to pay, the child support you owe on account of the other children will be taken into account. Just be sure they know about the other children.

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.