Cleveland, TN asked in Insurance Bad Faith and Insurance Defense for Tennessee

Q: Can a insurance company send a summons 2 years after a wreck in 2016 when my insurence company didn’t contact me?

I had a accident in 2016 on a wet road and at fault for sliding across the road into another vehicle. I had insurance at the time and wasn’t notified that I would be in a lawsuit for the car I hit. This lawsuit was sent 2 years later but filed in 2017 4 days from making the accident a year old. Is this legal and how do I go about this?

2 Lawyer Answers
Thomas Walter Tucker
Thomas Walter Tucker
Answered
  • Insurance Defense Lawyer
  • Nashville, TN
  • Licensed in Tennessee

A: If you had car insurance at the time of the accident, contact your insurance company to let them know of the lawsuit. They should protect you pursuant to the policy, which would include an attorney. If you did not have valid car insurance, you are on your own but should consider contacting an attorney that handles car accident defense cases. Generally in Tennessee, there is a one year statute of limitations for personal injury claims and a three year statute of limitations for property damage claims.

Mr. Kent Thomas Jones Esq.
Mr. Kent Thomas Jones Esq.
Answered
  • Insurance Defense Lawyer
  • Cleveland, TN
  • Licensed in Tennessee

A: When you have had an accident, a claim needs to be turned into your insurance company. I recommend retaining counsel, because they will know the right way to state your case.

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