Get free answers to your Insurance Defense legal questions from lawyers in your area.
My daughter was in an accident. The car and insurance was in my name at the time of the accident. The amount of the claim is $19,500 for hospital bills. My insurance covers up to $25,000 and that is what they are asking for. I do not have any assets or extra income for them to come after. I just... View More 
answered on Jan 4, 2024
You likely have a lawyer provided by your insurer if you are at this point. the lawyer should be able to advise you as to your best next step- to provide the affidavit or not- and what to include/ disclose. If you want to get a second opinion - you would probably need to show the affidavit to a... View More
My daughter was in an accident. The car and insurance was in my name at the time of the accident. The amount of the claim is $19,500 for hospital bills. My insurance covers up to $25,000 and that is what they are asking for. I do not have any assets or extra income for them to come after. I just... View More
answered on Jan 6, 2024
As my colleague advises, ask your assigned defense attorney for their input. They're going to probably tell you to consult with an outside counsel whose interests are solely yours. But that can cost money. Find out as much as you can from your defense counsel what they foresee in terms of the... View More
A dying tree fell on my truck while it was parked at a property rented by my friend. The landlord claims their homeowner's insurance won't cover the damage, but I suspect this might not be true. I have pictures of the tree and the damage caused. What steps can I take to address this... View More
answered on Mar 25, 2025
A Tennessee attorney could advise best, but your question remains open for three weeks. It's difficult to say definitively what position the insurance carrier would take, based on the brief facts. If you consulted with a local attorney, they could probably better outline options after learning... View More
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answered on Jul 23, 2024
Rules of Road in TN require both a DL and Insurance to drive a vehicle.
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answered on May 22, 2024
Yes... Hire an attorney to represent you. DOS might suspend your TNDL. You are in a bad situation.
Now and paid my fine. But 2 months later I get pulled over and they say my license are suspended. Why did they get suspended for?
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answered on Apr 12, 2024
You apparently were found guilty of lack of financial responsibility since you paid a fine. Why did you not hire an attorney? It might be possible to set aside the Sessions Judgment, but very doubtful. Contact DOS and see what it takes for reinstatement. Also hire a competent attorney.
He was pulled over for speeding. He did not have a physical copy of his ID but did provide a phone picture of front and back. He has his registration. We renewed the insurance immediately and the cop said we would get a warning if the agent confirmed it. He changed his mind and gave him a court... View More
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answered on Mar 6, 2024
Post your query in KY. It sounds like a good attorney in KY can get them dismissed in Court.
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answered on Feb 12, 2024
You need to talk to an attorney. Neither a living will nor a poa have anything to do with devising and bequeathing property at death.
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answered on Feb 6, 2024
No legal options. Carrier can contract with or not. Get insurance elsewhere.
If he called clerk Monday morning and explained could they retract the fta warrant and reschedule a new court date? If not how much is the bond usually?
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answered on Dec 8, 2023
That will not work. Hire an attorney to take him to Court and handle all charges at once. Hopefully he gets insurance proof or the TNDL might be suspended as well as jail.
During a recent yearly wc insurance Audit on my polcy the assigned Auditor quit the insurance company without notice, the next Auditor assigned to my account has ran me ragid,repeatedly requesting additional documents regarding a specific subcontractor,
I provide exactly what is asked and... View More
answered on Oct 7, 2023
A Tennessee attorney could advise best, but your question remains open for two weeks. Until you're able to consult with a local attorney on state-specific provisions that govern cancellation, it might be less aggravating and safer to seek coverage elsewhere, while having a Tennessee attorney... View More
- She was a home birth
-I have a notarized affidavit of birth
- I have applied by mail for a social security card over 7 months ago with no response.
- I have gone to the TN hall of records to apply in person but they were unable to help me at the time with out a “well... View More
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answered on Aug 6, 2023
Consultation with a Tennessee attorney or local agency specializing in these matters would be advisable to understand the specific requirements and expedite the process given your child's immediate medical needs.
Sincerely,
James L. Arrasmith
Founder and Chief Legal... View More
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answered on Jul 17, 2023
That is the Court's prerogative. The minor can file a request for a rehearing or even an appeal, but was the motion made? The minor apparently either needs an attorney or represent himself.
Is that legal. Its paid.
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answered on Jan 31, 2023
If a denial of claim is asserted, then you might consider an Insurance Bad Faith Refusal Action.
Our first claim was due to under ground pipe burst. We had to move out of our home for 6 weeks. During that time our house was vandalised once and broken into 2. We would like to remain with our insurance company instead of being cancelled.
answered on Jul 20, 2022
Check the terms of your policy. That will tell you whether they can cancel. It may be time to find another company.
A car with Mississippi auto dealer tags was uninsured with unlicensed 15 year old driver...driving who backed out of their driveway into our car that we bought the day before! They were not given any citations from officers. The damages to our car est. 13,050. Our uninsured motorist policy has... View More
answered on Oct 28, 2020
If your insurance does not cover the whole amount of damages you'll have to file a lawsuit against the driver/parents to try and recover a judgment for damages. But you can't force the police to issue citations.
example: tail light was out
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answered on Sep 21, 2020
Absolutely... LEO's can execute a legal stop for any Rule of the Road Violation they witness. Then other Charges may follow.
My grandmother owned life insurance policies on my grandpa and myself. We want to cash them out because they are horrible policies. They were supposed to transfer ownership to my grandpa but never did after we filled out the paperwork. Now they are saying we need all of my grandmother's heirs... View More
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answered on Apr 1, 2020
You did not state this, but it sounds like your grandmother has passed and there are things still in her name, such as these life insurance policies. You should contact a probate attorney to help you with getting those assets retitled. The type of process that will be needed will depend on more... View More
What will happen at court?
answered on Feb 19, 2020
You could be fined; however, I have found the courts to be friendly to you if you demonstrate that you have acquired insurance when you appear at court.
Longins that where in the shed that burnt
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answered on Dec 23, 2019
Initially you must read the insurance contract and the policy declarations. Then I recommend hiring an attorney for assistance in filing the Proof of Loss. This is a public forum.
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