Tennessee Insurance Defense Questions & Answers

Q: I need some help

1 Answer | Asked in Insurance Defense for Tennessee on
Answered on Apr 17, 2019
Timur Akpinar's answer
Part of your question may have gotten left off. You could try to repost it.

Tim Akpinar

Q: In the state of Tennessee if you have an insurance policy full coverage on financed vehicle it lapses is that insurance

1 Answer | Asked in Insurance Defense for Tennessee on
Answered on Apr 1, 2019
Anthony Marvin Avery's answer
The Insurance Company will usually notify the Lienholder of a Policy lapse. If the Policy is SR-22, then the Insurance Company will probably notify the Department of Safety and everybody else. Usually there is a short grace period.

Q: I was involved in accident the guys insurance company is telling me I'm 20% at fault. He got a ticket for the accident.

3 Answers | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Tennessee on
Answered on Dec 16, 2018
Peter N. Munsing's answer
This is why you need to contact a lawyer after a crash. This sounds like the usual insurance baloney where they try to say you are 10,20.30% at fault based on---well, it's an "accident" so it's no-one's fault (until they are trying to soak you for contribution).

1. I assume you've had your damages evaluated by someone you want to fix the vehicle. If not do so--most dealers will do it for free.

2. Contact a member of the Tenn. Assn for Justice who handles crashes--they give free...

Q: can agent be held responsible for writing up bad life policy

1 Answer | Asked in Civil Litigation and Insurance Defense for Tennessee on
Answered on Nov 1, 2018
Mr. Kent Thomas Jones Esq.'s answer
That is the most ridiculous thing that I have ever heard of. You need to consult with local counsel immediately.

Q: Insurance suspended license

1 Answer | Asked in Criminal Law and Insurance Defense for Tennessee on
Answered on Jul 10, 2018
Anthony Marvin Avery's answer
Paying the Citation (ticket) was an admission of guilt. You should have hired a competent attorney. Now you need another attorney to attempt to get the Department of Safety to allow you to drive in Tennessee.

Q: Is it legal for an insurance company to cancel the homeowners policy because our roof is nearing the end of its life?

1 Answer | Asked in Real Estate Law, Insurance Bad Faith and Insurance Defense for Tennessee on
Answered on Jun 18, 2018
Anthony Marvin Avery's answer
Your question has nothing to do with real property. Besides the roof condition, you must read your Insurance Policy. That Contract will control your rights. In the mean time find another Carrier now. Non Insurance is a Default under your Deed of Trust. It is very doubtful that after you get another Insurer, you will have sufficient damages to justify a suit even if the Insurance Contract was breached.

Q: How and to whom do I report auto insurance fraud?

1 Answer | Asked in Insurance Defense for Tennessee on
Answered on Apr 25, 2018
Mr. Kent Thomas Jones Esq.'s answer
You need to consult with a local attorney in that area of practice to get things staigtened out.

Q: Can a insurance company send a summons 2 years after a wreck in 2016 when my insurence company didn’t contact me?

2 Answers | Asked in Insurance Bad Faith and Insurance Defense for Tennessee on
Answered on Mar 27, 2018
Thomas Walter Tucker's answer
If you had car insurance at the time of the accident, contact your insurance company to let them know of the lawsuit. They should protect you pursuant to the policy, which would include an attorney. If you did not have valid car insurance, you are on your own but should consider contacting an attorney that handles car accident defense cases. Generally in Tennessee, there is a one year statute of limitations for personal injury claims and a three year statute of limitations for property...

Q: I was in an accident in tn. The other driver was at fault. I have no insurance. Will his insurance pay for my damage?

1 Answer | Asked in Personal Injury and Insurance Defense for Tennessee on
Answered on Feb 26, 2018
Mr. James Charles Wright's answer
Yes. If the accident was the other driver's fault, and if the other driver had insurance at some point, the other insurer may be liable to pay for your damages.

Q: I was involved In a no fault car accident in a company car on my way from a job. Can I sue my employers car insurance

1 Answer | Asked in Workers' Compensation, Car Accidents and Insurance Defense for Tennessee on
Answered on Feb 11, 2018
Peter N. Munsing's answer
Contact a member of the Tenn Assn for Justice in the county where the wreck happened. They give free consults. If the company car had uninsured motorist that may do it.

Q: Car was in an accident now the person at faults insurance company refuses to fix damages. What do I do?

2 Answers | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Tennessee on
Answered on Oct 19, 2017
Mr. James Charles Wright's answer
You may have to bring a lawsuit against them to make the insurer pay for the damage. You can turn the claim in to your insurer to have the car repaired and your insurer may pursue the other company as well as your deductible.

Q: Can i get a general dismissal release thrown out he lied to get me to sign it. based on what the car lot owner said?

1 Answer | Asked in Employment Law, Insurance Bad Faith, Insurance Defense, Lemon Law and Securities Law for Tennessee on
Answered on Jun 29, 2016
Peter N. Munsing's answer
Not sure what is going on here and who the person is. Suggest you contact a consumer attorney go to www.naca.net

However they won't be able to do anyhing for your financial situation immediately so you need to develop a plan to meet your needs to get to work, etc.

Q: How to get beneficiary money from Aflac in your name (brother inlaw)? Recent husband not beneficiary!

1 Answer | Asked in Insurance Defense for Tennessee on
Answered on Jul 30, 2015
Adam Studnicki's answer
Not clear what's going on. Talk to a local insurance lawyer.

Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is general information that is given for legal education only. It is not legal advice, and it may not work for your specific situation. It is impossible to evaluate a legal problem without a comprehensive consultation and review of all the relevant facts and documents. I strongly encourage you to consult with a local...

Q: I am in TN and am beneficiary of life insurance, do I have to give adult children any of that money

1 Answer | Asked in Insurance Defense for Tennessee on
Answered on Apr 30, 2014
Kimberly K. Schreiber's answer
No, beneficiaries for life insurance and the proceeds do not go through probate. They are the sole monies of the beneficiary.

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