Roseville, MI asked in Banking and Bankruptcy for Michigan

Q: i filed for bankruptcy in around 2006 and it was appointed. i just changed my daughters bank acct to me the bank took $

i just changed my daughters bank acct and put it in my name to help her save money. the bank took over one thousand dollars said i owed it from a debt. this was covered under my bankrutcy how do i get this money back i have cancer and am in a panic. i have been awareded the bankruptcy in approx 2006 or 2007 and this bank was on the papers thank you

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2 Lawyer Answers
Robert Keyes
Robert Keyes
Answered
  • Bankruptcy Lawyer
  • Ypsilanti, MI
  • Licensed in Michigan

A: Not quite enough information to answer your questions. You need to ask the bank very specifically about the details of the debt. If your daughter is an adult she needs to contact the bank also. Whose money was taken? Hers or yours. What kind of debt did you have with this bank in your prior case? There are other questions too numberous to get into in this email.

Adam Alexander
Adam Alexander
Answered
  • Consumer Law Lawyer
  • Southfield, MI
  • Licensed in Michigan

A: That is likely a garnishment based on a prior Judgment. If the Judgment occurred after the bankruptcy discharge it may still be recoverable by the creditor. However, if this debt was, for certain, from a discharged creditor, then I urge you to contact a FDCPA lawyer to protect your legal rights.

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