Someone else had my account number the bank teller told this person how much money I had in my account they also told her that I have someone else on my account with me and they asked her if she would like to take the money out of the account
She is a single mother who works and gets paid twice a month. She has student loans and just recently they are going into her bank account every time she gets paid and taking 100% of her income leaving her with no money to pay for anything. Which means she will be homeless in no time
I take it she is in default with those student loans, and they are now garnishing her bank account to satisfy the judgment. She probably needs to talk with a collections or bankruptcy attorney quickly and, if possible, stop her paycheck from going into that account. Once the bank receives a...Read more »
I got a car with my grandpa as cosigner. He later got diagnosed having dementia. My uncle then became person in charge of his affairs, his financials included. My vehicle was repossessed for non payment of three months. I didnt receive any notices. I later found out notices had been sent to my... Read more »
Were you supposed to make the monthly payments? It is not clear in your question.
Not a lot you can do to avoid this debt. Despite the lack of notice, you (or your grandpa) was required to make the payment. When the payment is not made, default occurs. The creditor can then proceed with...Read more »
I have a no overdraft on my account they should have never overdraft they said it was an online banking check with my name on it I do not have on my banking they said I signed up for it I said I've never used it look at my history they have put me from person to person instead of getting my... Read more »
I was buying a house and closer decided to end the deal due to lender not meeting closing date. I know meeting closing date is not guaranteed but every time I try to contact them they never called back. When I was finally able to contact them (two day before my closing date) they said they needed... Read more »
Are you using a Realtor? That person is probably the first person you should (or should have been) in contact with. Generally, since the mortgage lender is not a part of the contract you made with the seller, it would be hard to assign liability to them.
There may be language in the GAP contract allowing them to back out. Obviously you should get your money back for the contract. If it was part of your finance contract, you may want to request a new breakdown of costs because the Truth in Lending Act requires them to provide perfectly accurate...Read more »
One way to avoid a financial scam is to ask yourself: are you expecting money? Before cashing the check, you should look at the company information listed on the check. First and foremost, is that information printed completely? Most legitimate companies print checks through their accounting...Read more »
There is a friend that is stuck in Canada still from the Clovid-19 lockdown. While in Canada the person had their bank account in the United states suspended due to , the bank says, fraudulent activity. The company this person works for can only deposit money earned to bank account. Meanwhile my... Read more »
Banks have systems that "red flag" accounts when certain events happen, such as uncommon account usage or access from new locations. Banks will have procedures in place to identify the person and ensure that there is no identity theft. Depending on her bank, talking to someone that can...Read more »
The question is not altogether clear to me, but it sounds like the insurance payment is property of your grandmother's estate, and that a probate case needs to be commenced in order to deal with the payment. An attorney with the whole picture will be able to guide you through the probate...Read more »
If these are the only funds in this account, you should retain a lawyer to file an objection to garnishment. Exempt funds is just the kind of argument that a judge will listen to. However, if there are commingled funds, the analysis is more complex.
A court appointed conservatorship is a lot of effort for CAD$5,000. I would work with the bank to see if there is another option and point out that you are the child's parent. An easier option might be something like a UTMA.
I received a Security emal alert from Bank of America back in August stating that fraudulent activity was noticed on my account and that my account had been closed. I contacted the bank and was informed that ATM deposits that were being conducted in Texas (I live in Michigan) were fraudulent. I... Read more »
There are several ways to rectify this increasingly common situation--all of which require assistance of an experienced lawyer who understands Banking Law and class action litigation. I advise you to use the Find A Lawyer tab at the top of the page and contact an experienced Banking Lawyer.
Okay, so I noticed one day when I went into my mobile online banking my account said negative $574.00, so I immediately went up to the bank and was addressed the issue and their response was "You deposited a fraud check" when in reality I did not. Also, the bank let the check go through... Read more »
Yes, of course your sister can open a bank account--with one important caveat: If your sister intends to put lots of money into a bank account--or in any other kind of financial account--she may be at risk of having to explain where she is getting the money.
The custodian will not give me access, I am wondering if there is another way I can get the bank to give me the money from the account without having to go through the custodian. I am now 30, I've had the account ever since I was minor. Is there a way as an adult now that I can bypass the... Read more »
The bank is required to give you the money; or it can give the money to the person who set it up. The reason the bank said no might be because the custodian closed the account--years ago. They will not tell you because they cannot. If there was a lot of money, hire a lawyer.
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