Q: I filed chapter 7 bankruptcy and still have my car without reaffirmation?
It was my bankruptcy lawyers advice not to reaffirm on my vehicle and to continue to make monthly payments until a clear title was sent by the company who has the lien on the vehicle. It has been 3 months over a year now and I have not heard anything about a need for reaffirmation or received a clear title, even after making monthly payments.
Have I misunderstood what the lawyer explained to me or should I contact him about the situation and be patient?
A: Contact him about the situation snd be patient. Many times it is best not to reaffirm in a particular situation. As long as you continue paying for the car, they will not repo it. Sounds like his strategy may be to get you a clear title to the vehicle, but check in with him and talk it out.
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