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Oklahoma Bankruptcy Questions & Answers
1 Answer | Asked in Bankruptcy for Oklahoma on
Q: I filed for chpt 13 in August 2014, paid 3 years, discharged in 2017. I need to file chpt 7 now, what r my options?

I’m in Oklahoma City. If I can’t file chpt 7 because it’s too soon, what can I do? We lost significant income two months ago, I can’t go on.

Timothy Denison
Timothy Denison answered on Dec 23, 2019

You should be eligible to file Chapter 7 right now.

1 Answer | Asked in Bankruptcy for Oklahoma on
Q: I once got a loan with help of my mother. After paying back the loan i got another loan but was told i didnt need

A cosigner. I filed bankruptcy and now they have come after my mother saying she was the cosigner. She was not present even during the signing of the loan paperwork. The signature they have is from the initial loan. The worst part is they took the money from accounts she had opened for my 4 kids.... Read more »

Timothy Denison
Timothy Denison answered on Dec 14, 2019

Sue the lender for fraud.

1 Answer | Asked in Bankruptcy and Energy, Oil and Gas for Oklahoma on
Q: I have questions about filing bankruptcy on an ENERGY LLC ?

I need to know the best way to save my producing wells which is my only income from getting shut down by Oklahoma Corporation Commission because they are making me clean up a huge salt water mess. I have proof my leak could not have caused the amount of contamination that has been found. My leak... Read more »

Timothy Denison
Timothy Denison answered on Nov 10, 2019

You will have to file suit against them and present the proof in court

1 Answer | Asked in Bankruptcy for Oklahoma on
Q: What forms do I file for an emergency bankruptcy?

I trying to stop the foreclosure sale of my home

Timothy Denison
Timothy Denison answered on Oct 31, 2019

Petition and the list of creditors.

2 Answers | Asked in Bankruptcy, Consumer Law, Civil Litigation and Civil Rights for Oklahoma on
Q: How can I vacate a default judgement due to lack of jurisdiction

Default judgment when I did not reside in state was never served but served by publication but did not reside in the state. Judgment never domesticated to my state. Wages garnished

Timothy Denison
Timothy Denison answered on Sep 30, 2019

You’d better hire a lawyer to handle both for you.

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1 Answer | Asked in Bankruptcy and Tax Law for Oklahoma on
Q: can they take your tax refund if it was put on a debit card from turbo tax and there is no statement or access to it?

there has been judgement against me and have a asset hearing coming up and worried i own nothing and unemployed,have house but paying on it

Timothy Denison
Timothy Denison answered on Sep 19, 2019

Yes, they can take your tax refund.

3 Answers | Asked in Bankruptcy for Oklahoma on
Q: Can i include student loans on my bankruptcy?
Stuart Nachbar
Stuart Nachbar answered on Aug 30, 2019

Unless, it is a completely private student loan, which most aren't, you can include it but you will not be discharged of them

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2 Answers | Asked in Bankruptcy for Oklahoma on
Q: How much does it cost to file for bankruptcy?
Bruce Alexander Minnick
Bruce Alexander Minnick answered on Aug 1, 2019

Call a BR lawyer and ask.

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1 Answer | Asked in Bankruptcy, Divorce and Child Custody for Oklahoma on
Q: Can I keep my children away from the grandfather
Timothy Denison
Timothy Denison answered on Jul 20, 2019

Many more facts are necessary to properly answer this question but the short answer is probably, yes.

1 Answer | Asked in Bankruptcy for Oklahoma on
Q: My landlord got a judgment of possession after I filed Chapter 7. Can he proceed with having me removed from the apt?

This is in Oklahoma

Timothy Denison
Timothy Denison answered on Jul 7, 2019

No. Not until the bankruptcy court terminated the stay.

1 Answer | Asked in Bankruptcy for Oklahoma on
Q: If you paid your Attorney in full but couldn't file due to having an open guardianship case, is there a time limit?

Do you have to file within 6 months before you lose your money and cant file?

Timothy Denison
Timothy Denison answered on Jun 22, 2019

No. You can file anytime.

1 Answer | Asked in Bankruptcy, Contracts, Foreclosure and Real Estate Law for Oklahoma on
Q: I file Chapter 13 on Sept 2010 and discharged on Aug 2015. Bank is just now suing for past notes and foreclosure

I didn't know the property statue until I purchase my current property in Dec 2016. It was up for tax sale and the bank bail it out (May 2018) I try to sell it and the bank quoted $170,000 over the original loan of $125,000. So I went out in July 2018, fixed up the property and now rented it out... Read more »

Timothy Denison
Timothy Denison answered on Jun 6, 2019

You have a mess. You need to contact a bankruptcy attorney who can assess your financial situation and determine what I Teresa, if any, you have in the property.

2 Answers | Asked in Bankruptcy for Oklahoma on
Q: Can I be garnished from a creditor listed on my bankruptcy 2 years after my bankruptcy discharge?
Timothy Denison
Timothy Denison answered on Jun 4, 2019

Not if the creditor was listed and the discharge was granted.

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2 Answers | Asked in Bankruptcy, Business Law and Contracts for Oklahoma on
Q: can I be a tag agent if I have filed bankruptcy?
Kyle Persaud
Kyle Persaud answered on Apr 15, 2019

I don't see anything that says you can't.

To see the requirements for being a motor license agent, click on these two websites:...
Read more »

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2 Answers | Asked in Bankruptcy for Oklahoma on
Q: I have 2 cars in my name and I'm married. Can I keep both?

One of the vehicles is paid off the other is not as it is my wifes.

Timothy Denison
Timothy Denison answered on Feb 7, 2019

Depends on the value of these vehicles and the equity therein.

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1 Answer | Asked in Bankruptcy and Foreclosure for Oklahoma on
Q: If i never received the notice for the 120 hearing from the public trustee can I file for dissmisal?

The mortgage company didn't give them my address and all notices got returned to the courts.

Timothy Denison
Timothy Denison answered on Feb 2, 2019

I’m not sure what you’re asking bc if you filed the petition, it was incumbent upon you to provide your correct address in the petition. You should not rely on a creditor to provide anything on your behalf.

2 Answers | Asked in Bankruptcy for Oklahoma on
Q: We filed chapter 11 bankruptcy in 2011 due to medical bills from surgery. How long before we can file again

We were both in the hospital this year and my husband was off work 6 weeks without pay and we got so far behind on all our bills plus the hospital bills for both of us

Cristina M. Lipan
Cristina M. Lipan answered on Aug 17, 2018

I'm going to guess that you did not actually file chapter 11 (it is generally for businesses, and although individuals CAN file chapter 11, it is much more expensive and only necessary if you have a lot of assets). So, it depends on whether you file a chapter 7 or 13. The maximum time to wait would... Read more »

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1 Answer | Asked in Bankruptcy for Oklahoma on
Q: If I file bankruptcy can I keep the co-signer of my car unharmed (I’ll keep the car and make the payments)?
Timothy Denison
Timothy Denison answered on Jul 25, 2018

Yes. You can by dong just as you described.

1 Answer | Asked in Bankruptcy for Oklahoma on
Q: Does filing a bankruptcy, chapter 13, protect us from an eviction judgment? In OKlahoma.

Our landlord filed an eviction against us and last Friday was given the judgment. We were preparing our bankruptcy paperwork and some of the forms we have are 2 that have to do with evictions. It states that we are to give our landlord notice of our filing and we deposit with the court our back... Read more »

Timothy Denison
Timothy Denison answered on Jun 26, 2018

Only in the very short term. They can seek relief from the stay and proved with the eviction.

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