Q: What kind of lawyer do I need, ex wife recently used a credit card in my name that was supposed to be closed.
Called credit company, they said account is in my name and social security number, ex wife listed as user. I thought account was closed. When I bought a house last year this did not come up on credit report as even being open. There is over 15000 charged on it as of May, 2018 one payment made June 4, 2018. All credit card company said I can do is close it, if I do that I know payments will stop. They have her phone number and address but will not do anything about it. In the divorce settlement she was responsible for all credit card debt. I don't know who to talk to or if I can file identity fraud.
A: Initially, you should call the police and make a report. They'll investigate and determine whether or not to file criminal charges against her. Police activity is what the creditor will want to see to remove this account from your name, and to get it removed from your credit report. If it's determined that you did not open the account, you won't be responsible for it. Best of luck to you.
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