Perkasie, PA asked in Workers' Compensation for Pennsylvania

Q: The insurance co has offered me a settlement. Of course I'm going to counter offer. How do I know how much to counter?

I hurt my shoulder, had surgery and now have reached MMI. They're Dr says I'll never be more than 85%. My employer says they don't want me back because I'll never be 100% and they don't have any other jobs for me. I'm happy with getting a settlement. I'm also 67 years old.

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4 Lawyer Answers
Mark A. Buterbaugh
Mark A. Buterbaugh
Answered
  • Workers' Compensation Lawyer
  • Chambersburg, PA
  • Licensed in Pennsylvania

A: To maximize your settlement opportunity you need to contact an experienced workers compensation attorney right away. That attorney can walk you through the steps of a potential settlement.

Glenn Neiman agrees with this answer

Glenn Neiman
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Answered
  • Workers' Compensation Lawyer
  • Warminster, PA
  • Licensed in Pennsylvania

A: They have an attorney negotiating on their behalf - so should you. No attorney can answer your question, since negotiating a settlement is a complicated process, and requires far more information than we have.

Timothy Belt
Timothy Belt
Answered
  • Workers' Compensation Lawyer
  • Hazleton, PA
  • Licensed in Pennsylvania

A: The truth is that there are many factors including not only your age and employment status, but also your compensation rate, diagnoses, and geographic area. Furthermore, even things like the insurance company and assigned adjuster can impact negotiations. You don't know how much to counter, and there isn't a simple answer that is going to provide you with an appropriate responsive number. I agree with the other posters. If you want to receive a fair deal, you should obtain the services of a lawyer

Peter N. Munsing agrees with this answer

1 user found this answer helpful

Peter N. Munsing
Peter N. Munsing
Answered
  • Wyomissing, PA
  • Licensed in Pennsylvania

A: It's not clear if this is Worker's Compensation or a tort case. A lot depends on what your job is, etc. The other question in a lump sum is how will that affect Social Security, and do you need it handled a certain way You are on Medicare, and may want to start with what it would cost you per year for a comprehensive plan B or C that would cover anything Medicare doesn't so you would have low copays and a low deductible (to replace the workers compensation medical that is part of this).

If you want to talk to a specialist give me a call and I'll give you the names of some.

All the best.

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