Q: Do I still have to make lease payments if someone else caused an accident that totals my car?
A: Lease payments result from an agreement between yourself and your bank. If your car is totaled by a third party, whom lacks privity of contract with the bank holding your car note, you would file a claim against the third party's insurance. It is unlikely the insurance company will willingly make you whole and therefore situations like these are best handled by an attorney.
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