Detroit, MI asked in Bankruptcy for Michigan

Q: Filed chapter 7 five yrs ago and now the mortgage company has filed a forecloser and put the forecloser in our name can

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2 Lawyer Answers
Cristina M. Lipan
Cristina M. Lipan
Answered
  • Bankruptcy Lawyer
  • Wantagh, NY

A: A chapter 7 bankruptcy does not discharge secured debts, which is what a mortgage is. If you weren't paying your mortgage, then they can foreclose.

Robert Keyes agrees with this answer

Timothy Denison
Timothy Denison
Answered
  • Bankruptcy Lawyer
  • Louisville, KY

A: They can foreclose against the property but you have no financial liability.

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