Q: Need to know how to handle a collection agency.
I got a phone call from someone who bought an old debt who says I closed a bank acct with an overdraft. They claim this was from an acct from 2008 but has been on my credit report so I should have taken care of it. They are saying it was from Wells Fargo in Mississippi. Wells Fargo wasn't in Mississippi in 2008. They had the last 4 digits of my SS and have contacted two of my daughters as well. It was generated from a number said to be a scam but they left a number of the company who is suing me. What action should I take?
A:
The Debt is most likely barred by Alabama's statute of limitations . Please see this article
published by Attorney Brent Yarborough : http://www.govcollect.org/files/Alabama_Collection_Law.pdf
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