Q: I was involved in a car accident 10/19/2018. No liscence or insurance...
On 10/19/2018 I was driving down Butterfield Rd at approximately 50Mph (Road speed limit 50) this road is a 2 way only with cars being able to pull out from right hand side to make either a left or a right hand turn. I was reaching dupage Pkwy when a car decided to fail to yield to a stop sign and pulled out in front of me resulting in me hitting the car at about 45mph after having a milisecond to reduce speed and try to swerve, I T-boned the car and suffered from a fractured wrist there was 3 other people in my car my girlfriend to my right mother in law in the back who suffered a broken nose and 7month old baby on the car seat. I want to know what consequences I have waiting for me at court and what I can do about my injuries and my car being totalled, other driver got cited for failing to yield. Who would be at fault? And what can I do? I have filed a claim but I'm worried that with no liscence or insurance I won't be covered by their insurance.
A:
I am terribly sorry to hear this. First and foremost, you and all of the passengers in the vehicle should seek all necessary medical attention immediately. Next, you should consult with a personal injury attorney to discuss details surrounding this matter. An attorney would have to view far more details than what is provided in the question in order to ascertain liability in such an instance.
Many of us offer free consultations and will represent you and the passengers on a contingent basis if your claims have merit, so it will not cost you or any of the passengers anything out of pocket to obtain the representation and guidance of an experienced professional who will work with you to maximize your claims. Also, I recommend acting quickly and refraining from speaking with insurers until you are represented by counsel.
A: The other driver was cited and is at-fault. Your failure to have a valid license or insurance is irrelevant. If you had insurance, you could make a claim on your policy to expedite recovery or to get more money if you had higher limits than the other driver. You have very little chance of getting a fair resolution without an attorney. Moreover, you need someone to make sure that the hospital and ambulance bills don't eat up your entire settlement. A lawyer can do a much better job of that.
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