Columbus, GA asked in Insurance Defense and Car Accidents for Georgia

Q: I received a notice of cancellation of insurance. Am I eligible for an extension if I’ve been hospitalized & unaware

I received the notice after the date of cancellation and was unable to reapply or file a written request for a review before policy was cancelled. The policy was canceled due to driving record and or claim history dating back to two accidents in 2016. Please tell me how I should go about this as I was in an accident yesterday that leaves me with no insurance coverage and no way to cover the damages out of pocket.

2 Lawyer Answers
Peter N. Munsing
Peter N. Munsing
Answered
  • Personal Injury Lawyer
  • Wyomissing, PA

A: Save the envelopes! Many companies date the letters, but save the mail until they have enough for a cheap rate bulk mail. So it could have gone out days after the date on the letter. They are supposed to give you advance notice.

You want all records of your cancellation.

Notify them of this crash as your contention is the cancellation was improper.

Do not admit fault on the crash you were in.

Contact a member of the Ga.Trial Lawyers Assn--they give free consults.

Tim Akpinar
Tim Akpinar
Answered
  • Personal Injury Lawyer
  • Little Neck, NY

A: Present them with a record of the timeline of your hospital stay, and ask them to consider that in terms of being able to check your mail.

Tim Akpinar

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